Privacy Amendment (Enhancing Privacy Protection) Bill 2012 [Provisions]

Privacy Amendment (Enhancing Privacy Protection) Bill 2012 [Provisions]

25 September 2012

© Commonwealth of Australia 2012
ISBN 978-1-74229-691-3

View the report as a single document - (PDF 566KB)

Correction - (PDF 32KB)


View the report as separate downloadable parts:

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MEMBERS OF THE COMMITTEE (PDF 29KB)
 
ABBREVIATIONS (PDF 7KB)
 
RECOMMENDATIONS (PDF 18KB)
 
CHAPTER 1 - Introduction (PDF 46KB)

Background and purpose of the Bill
Overview of the Bill
Conduct of the inquiry
Acknowledgement
Scope of this report
Notes on references

 
CHAPTER 2 - Australian Privacy Principles (PDF 109KB)

Complexity of the APPs
Australian Privacy Principle 2
Australian Privacy Principle 3
Australian Privacy Principle 5
Australian Privacy Principle 6
Australian Privacy Principle 7
Australian Privacy Principle 8
Definitions

 
CHAPTER 3 - Credit reporting definitions (PDF 82KB)

Overview of the credit reporting system
Definitions

 
CHAPTER 4 - Regulation of credit reporting (PDF 105KB)

Permitted disclosures by credit reporting bodies
Use or disclosure of credit reporting information by credit reporting bodies for the purposes of direct marketing
Use or disclosure of credit reporting information that is de-identified
Correction of personal information by credit reporting bodies and credit providers
External dispute resolution schemes
Complaints procedures
Commencement of the credit reporting provisions

 
CHAPTER 5 - Australian Information Commissioner's functions and powers (PDF 30KB)

Enhanced powers
Civil penalty orders

 
CHAPTER 6 - Committee views and recommendations (PDF 78KB)

Australian Privacy Principles
Credit reporting definitions
Regulation of credit reporting

 
ADDITIONAL COMMENTS BY COALITION SENATORS (PDF 30KB)

Direct marketing principle (APP 7)
'Repayment history information' and lenders mortgage insurers
Cross-border disclosures of personal information – 'Australian link'
Use of de-identified credit reporting information

 
ADDITIONAL COMMENTS BY THE AUSTRALIAN GREENS (PDF 20KB)

Repayment history provisions
Definition of 'serious credit infringement'
Timing of default listings
'Determinations' by the Australian Privacy Commissioner

 
APPENDIX 1 - AUSTRALIAN PRIVACY PRINCIPLES (PDF 39KB)
 
APPENDIX 2 - SUBMISSIONS RECEIVED (PDF 10KB)
 
APPENDIX 3 - WITNESSES WHO APPEARED BEFORE THE COMMITTEE (PDF 7KB)

For further information, contact:

Committee Secretary
Senate Legal and Constitutional Affairs Committee
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone: +61 2 6277 3560
Fax: +61 2 6277 5794
Email: legcon.sen@aph.gov.au

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