Footnotes

Chapter 1 - Introduction

[1]        House of Representatives Votes and Proceedings, No. 122–4 June 2015, p. 1361.

[2]        On 13 May 2015 the Senate passed a resolution that the provisions of all bills introduced into the House of Representatives after 14 May 2015 and up to and including 4 June 2015 that contain substantive provisions commencing on or before 1 July 2015 (together with the provisions of any related bill), are referred to committees for inquiry and report by 15 June 2015. See: Journals of the Senate, No. 93–13 May 2015, p. 2585.

[3]        Journals of the Senate, No. 95–15 June 2015, p. 2644.

[4]        Journals of the Senate, No. 96–16 June 2015, pp 2661–2662.

[5]        Journals of the Senate, No. 98–18 June 2015, pp 2708–2709.

[6]        House of Representatives Votes and Proceedings, No. 126–18 June 2015, p. 1407.

[7]        Budget 2015: Overview, http://www.budget.gov.au/2015-16/content/bp1/html/bp1_bs1.htm (accessed 12 June 2015).

[8]        Budget 2015: A fairer pension system, http://www.budget.gov.au/2015-16/content/overview/html/overview-26.htm (accessed 12 June 2015).

[9]        Journals of the Senate, No. 61–28 October 2014, p. 1639; Journals of the Senate, No. 65–18 November 2014, p. 1793.

[10]      Explanatory Memorandum (EM), p. 2.

[11]      EM, p. 2.

[12]      The Hon Scott Morrison MP, Minister for Social Services, House of Representatives Hansard, 4 June 2015, p. 2.

[13]      EM, p. 4.

[14]      EM, p. 6.

[15]      EM, pp 6 – 7.

[16]      EM, p. 7.

[17]      EM, p. 6.

[18]      EM, p. 7.

[19]      EM, p. 7.

[20]      House of Representatives Hansard, 4 June 2015, p. 3.

[21]      EM, p. 16.

[22]      EM, p. 16.

[23]      EM, p. 20.

[24]      Submission 5, p. 16.

[25]      EM, p. 1.

[26]      EM, p. 24.

[27]      Submission 5, p. 17.

[28]      EM, p. 1.

[29]      EM, p. 2.

[30]      EM, p. 2.

[31]      Senate Standing Committee for the Scrutiny of Bills, Alerts Digest No. 6 of 2015, 17 June 2015, p. 53.

[32]      Parliamentary Joint Committee on Human Rights, Human Rights Scrutiny Report: Twenty-third report of the 44^th Parliament; 18 June 2015, pp 2–3.

Chapter 2 - Key issues

[1]        Department of Social Services, Submission 5, p. 1.

[2]        See: UnitingCare, Submission 2; National Welfare Rights Network (NWRN), Submission 7; Australian Council of Social Service, Submission 15.

[3]        Submission 15, p. 2.

[4]        Submission 15, p. 5.

[5]        Submission 5, p. 8.

[6]        Submission 5, p. 8.

[7]        See: Tax and Transfer Policy Institute, Submission 8, p. 11; Industry Super Australia, Submission 9, p. 4; Committee for Sustainable Retirement Incomes, Submission 13, p. 5; COTA, Submission 14, p. 3; ACOSS, Submission 15, p. 2; Australian Institute of Superannuation Trustees, Submission 17, pp 2–3; National Seniors, Submission 18, p. 2.

[8]        Submission 13, p. 5.

[9]        Submission 13, p. 8.

[10]      Submission 15, p. 2.

[11]      Submission 14, p. 5.

[12]      Submission 5.1, p. 4.

[13]      Submission 5.1, p. 4.

[14]      Submission 5, p. 7.

[15]      The Hon. Scott Morrison MP, Minster for Social Services, House of Representatives Hansard, 4 June 2015, p. 3.

[16]      See: Submission 8; Submission 12; Submission 13.

[17]      Australian Council of Public Sector Retiree Organisations (ACPSRO), Submission 12, p. 2.

[18]      Submission 12, p. 2.

[19]      Submission 8, p. 2.

[20]      Submission 5, p. 10.

[21]      Submission 5, p. 11.

[22]      Submission 5, p. 11.

[23]      Submission 8, p. 7.

[24]      Submission 13, p. 7.

[25]      David Ingles and Miranda Stewart, 'Why pensioners are cruising their way around budget changes,' The Conversation, 3 June 2015. See: Submission 8, pp 13–15.

[26]      Submission 5, p. 12.

[27]      Senator the Hon. Mitch Fifield, Estimates Hansard, 4 June 2015, p. 101.

[28]      Submission 8, p. 4.

[29]      Submission 8, p. 15.

[30]      Submission 5.1, p. 5.

[31]      Mr Paul McBride, Group Manager, Social Security Policy, Department of Social Services, Estimates Hansard, 4 June 2015, p. 106.

[32]      Submission 15, p. 5.

[33]      See: Industry Super Australia, Submission 9.

[34]      Submission 5, p. 13.

[35]      Submission 5.1, p. 7.

[36]      Submission 8, p. 9.

[37]      Submission 8, p. 14.

[38]      Submission 5.1, p. 10.

[39]      See: Submission 8; Submission 12; Submission 13.

[40]      Submission 12, p. 2.

[41]      Submission 14, p. 4–5.

[42]      Submission 13, pp 7–8.

[43]      Submission 8, p. 5.

[44]      The Hon. Scott Morrison MP, Minister for Social Services, House of Representatives Hansard, 4 June 2015, p. 3.

[45]      Ms Serena Wilson, Deputy Secretary, Department of Social Services, Estimates Hansard, 4 June 2015, p. 90.

[46]      Submission 5, p. 13.

[47]      Submission 14, p. 5.

[48]      The Hon. Scott Morrison MP, Minister for Social Services, 'Fairer access to a more sustainable pension,' 7 May 2015, http://scottmorrison.dss.gov.au/media-releases/fairer-access-to-a-more-sustainable-pension (accessed 16 June 2015).

[49]      Submission 18, p. 2.

[50]      Submission 5, p. 14.

[51]      See: Submission 3; Submission 7; Submission 14, p. 7; Submission 15, p. 6.

[52]      Mr Michael Conroy, Submission 11, p. 2; Tasmanian Association of State Superannuants, Submission 10, p. 3; UniSuper, Submission 16, p. 3.

[53]      Combined Pensioners and Superannuants Association NSW, Submission 6, p. 3.

[54]      Submission 10, p. 3.

[55]      Submission 10, p. 2.

[56]      Submission 11, p. 2.

[57]      Simon Benson, 'Budget 2015: Public sector gravy train derailed by pension crackdown,' Daily Telegraph, 7 May 2015.

[58]      Submission 11, p. 3.

[59]      Submission 9, p. 18.

[60]      Submission 16, p. 3.

[61]      Submission 16, p. 5.

[62]      See: Submission 10; Submission 11; Submission 12.

[63]      Submission 12, p. 2.

[64]      Police Federation of Australia, Submission 2, Attachment 1, p. 2.

[65]      Submission 2, pp 1–2.

[66]      Submission 5, p. 4.

[67]      Submission 5, p. 2.

[68]      Submission 5.1, p. 3.

[69]      Submission 5, p. 3.

[70]      Submission 5, p. 3.

[71]      See: Submission 1, p. 1; Submission 6; Submission 7; Submission 9, p. 19; Submission 15, p. 7.

[72]      Federation of Ethnic Communities' Councils of Australia (FECCA), Submission 1, p. 1.

[73]      Submission 7, p. 5.

[74]      Submission 6, p. 3.

[75]      Submission 14, p. 6.

[76]      Submission 5, p. 5.

[77]      Submission 5, p. 5.

[78]      Submission 15, p. 7.

[79]      Submission 14, p. 6.

[80]      Submission 3, pp 2–3.

[81]      Submission 5, p. 15.

[82]      The Hon. Jenny Macklin MP, Shadow Minister for Families and Payments and Disability Reform, House of Representatives Hansard, 17 June 2015, p. 98.

[83]      Submission 5, p. 15.

[84]      Submission 3, p. 3.

[85]      Submission 15, p. 7.

[86]      National Disability Services, Submission 4, p. 1.

[87]      Submission 4, p. 3.

[88]      Submission 14, p. 7.

[89]      Submission 5, p. 16.

[90]      Submission 5, pp 16–17.

Australian Greens' Additional Comments

[1]        Senator Bob Brown, Media Release, 19 Aug, 2007, http://greensmps.org.au/content/media-releases/howard-snubs-aged-pensioners-greens (accessed 22 June 2015).

[2]        Industry Super Australia, Submission 9, p.13.

[3]        Association of Superannuation Funds of Australia Annual Statistics, June 2013, http://www.superannuation.asn.au/resources/superannuation-statistics/  (accessed 22 June 2015).

[4]        See Submission 9; Submission 18.

[5]        Department of Social Services, Submission 5, p.7

[6]        Submission 5, p.14

[7]        COTA, Submission 14, p. 5.

[8]        Industry Super Australia, Submission 9.1 , p.1.

[9]        Department of Social Services, Estimates Hansard, Thursday 4 June, p. 97–98.

[10]      Commonwealth of Australia, Financial System Inquiry Final Report, Nov 2014, p. 138.

[11]      Submission 9, p.13.

[12]      According to the Association of Superannuation Funds of Australia, the 'comfortable lifestyle' retirement benchmark is $42 569 for a single person and $58 444 for a couple. See: Submission 5.1, p. 5.

[13]      Australian Bureau of Statistics (ABS), 2014, Average Weekly Earnings, Australia, Nov 2013, cat.no. 6302.0 http://www.abs.gov.au/ausstats/abs@.nsf/mf/6302.0 (accessed 22 June 2015).

[14]      See for example: Uniting Care, Submission 3 and ACOSS, Submission 15.

Labor Senators' Dissenting Report

[1]        Industry Super Australia, Submission 9, p. 5.

[2]        Industry Super Australia, Submission 9.1, p. 3.

[3]        Submission 9, p. 4.

[4]        Submission 9, p. 11.

[5]        Tax and Transfer Policy Institute, Submission 8, p. 4.