Submissions and additional information received by the committee


1a Australian Law Reform Commission

2a National Australia Bank

8a Australian Institute of Credit Management

12a Australian Finance Conference

13a The Westpac Group

15a Australian Bankers' Association

17a Insurance Council of Australia

19a Telstra Corporation Ltd

29a Office of the Privacy Commissioner NSW

31b Law Council of Australia

33a Australian Privacy Foundation

36a Law Institute of Victoria

39a Office of the Australian Information Commissioner

46 Experian

47 Dun & Bradstreet Australia

48 Australasian Retail Credit Association

49 Consumer Credit Legal Service of Western Australia (CCLSWA)

50 Tasmanian Collection Service

51 Energy and Water Ombudsman NSW (EWON)

52 National Relay Service

53 GE Capital Finance Australasia

54 Commercial Asset Finance Brokers Association

55 MasterCard

56 Communications Alliance

57 Confidential

58 Optus

59 Citigroup

60 Legal Aid Queensland

61 Insolvency Practitioners Association

62 Confidential

63 Consumer Action Law Centre

64 ANZ Bank

65 Veda Advantage

66 Consumer Credit Legal Centre (NSW)

67 Financial Counsellors Association of Queensland (FCAQ)

68 Credit Ombudsman Service Limited

69 Telecommunications Industry Ombudsman

70 Consumer Credit Legal Centre NSW, Consumer Action Law Centre, Financial Counselling Australia, Australian Privacy Foundation, FCRC (Financial and Consumer Rights Council Inc.) and Care Inc. - Consumer Law Centre of the ACT

71 Princeville Credit Advocates

72 Confidential

Additional information received

1 Department of the Prime Minister and Cabinet: Background information on the Privacy Act 1988 reforms

2 Dr Normann Witzleb, Faculty of Law, Monash University, 'Privacy: Exposure Draft of the new Australian Privacy Principles – The first stage of reforms to the Privacy Act 1988 (Cth)', Australian Business Law Review, 39 (2011)

3 Dun & Bradstreet: Roadmap to Reform, October 2008

4 Dun & Bradstreet: Credit Reporting Customer Payment Data, March 2009

5 Dun & Bradstreet: New to Credit from Alternative Data, March 2009

6 Dun & Bradstreet: Financial Inclusion Through Credit Reporting - Hurdles and Solutions, April 2010

7 Veda Advantage: Economic Impacts of Payment Reporting Participation in Latin America, May 2007

8 Veda Advantage: The Economic Consequences of Consumer Credit Information Sharing - Efficiency, Inclusion, and Privacy, October 2010

9 Veda Advantage, Additional Information, provided on 9 August 2011

10 Department of the Prime Minister and Cabinet's response to proposals made by Veda Advantage, provided on 5 September 2011

Answers to Questions on Notice

1 Australian Law Reform Commission: Answers to Questions on Notice following the public hearing on 25 November 2010, dated 15 March 2011

2 Department of the Prime Minister and Cabinet: Answers to Questions on Notice provided following the public hearing on 25 November 2010

3 Australian Privacy Commissioner, Office of the Australian Information Commissioner (OAIC): Answer to a Question on Notice asked at the public hearing held on 16 May 2011, provided on 28 June 2011

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