Terms of reference
Conduct of the inquiry
Consultation undertaken during the inquiry
Structure of the report
References

Introduction
Context of the current inquiry
The ALRC's review of credit reporting and privacy requirements

Introduction
Structure
Level of prescription and complexity
Interaction between the credit reporting provisions and the Australian Privacy Principles
Other components of the reform framework
Section 101 – cross border disclosure
Powers of the Australian Information Commissioner

Introduction
Serious credit infringements
Identity theft
Hardship flags

Introduction
The proposed complaints handling process
Issues raised in submissions
Outcome of consultations

Introduction
Subdivision B – Consideration of information privacy
Subdivision C – Collection of credit information
Subdivision D – Dealing with credit reporting information etc
Subdivision E – Integrity of credit reporting information
Subdivision F – Access to, and correction of, information
Subdivision G – Dealing with credit reporting information after the retention period ends etc

Introduction
Subdivision B – Dealing with credit information
Subdivision C – Dealing with credit eligibility information etc
Subdivision E–Access to, and correction of, information

Introduction
Division 4 – Other recipients of information
Penalty provisions

Introduction
Definitions contained in section 180
Section 181 – Meaning of credit information
Section 182 – Meaning of default information
Section 184 – Meaning of new arrangement information
Section 187 – Meaning of repayment history information
Section 188 – Meaning of credit provider
Section 192 – Meaning of access seeker
Section 194 – Meaning of credit reporting business

Submissions
Additional information received
Answers to Questions on Notice