Submissions received by the Committee

Inquiry into the post-GFC banking sector

Submissions received by the Committee

Sub No.

1 Mr Lawrence Lyons (PDF 98KB) 
2 Mr and Mrs P. and L. Randles (PDF 78KB) 
3 Mr Graham Hyde (PDF 38KB) 
4 Kelgon Development Corporation Pty Ltd (PDF 64KB) 
5 Mr/Mrs Gilbert and Sylvia De Michiel (PDF 181KB) 
6 Mr Malcolm McKellar (PDF 50KB) 
7 Mr K. W. Grundy (PDF 65KB) 
8 Confidential
9 Mr Alan Harrison (PDF 334KB) 
10 Confidential
11 Mr Gregory Cadwallader (PDF 1219KB) 
Reponse received from Shane Tregillis, FOS(PDF 45KB) 
12 Name Withheld (PDF 44KB) 
13 Name Withheld (PDF 63KB) 
14 Name Withheld (PDF 3172KB) 
15 Mr Nicholas Murphy (PDF 59KB) 
16 Name Withheld (PDF 54KB) 
17 Mrs Noeline Winton (PDF 367KB) 
18 Mr Tony Mollison (PDF 4070KB) 
19 John and Maureen Monckton (PDF 111KB) 
20 Mr Nashaat Sedhom (PDF 2885KB) 
21 Mr Frank Galea (PDF 2952KB) 
22 Mr Hans Sprangers (PDF 160KB) 
23 Mr David Crisp (PDF 202KB) 
24 Mr Peter Davis (PDF 2274KB) 
25 Mr Bernie Bourke (PDF 2096KB) 
26 Moray and Maria McIntosh (PDF 106KB) 
27 The Hollioake Group (PDF 90KB) 
Response received from Mark Conlan, RSM Bird Cameron(PDF 1062KB) 
28 Mr Robert Laut (PDF 3587KB) 
Response received from Robert Wall, Colliers International(PDF 289KB) 
29 Name Withheld (PDF 56KB) 
30 Name Withheld (PDF 73KB) 
31 Professor Milind Sathye (PDF 623KB) 
32 Diane and Max Lock (PDF 1586KB) 
33 Reserve Bank of Australia (PDF 470KB) 
34 Westpac Group (PDF 84KB) 
35 Chadoora Pty Ltd (PDF 109KB) 
36 Ms Claudia Damato (PDF 159KB) 
37 Mr Trevor Eriksson (PDF 260KB) 
38 Mr Victor Camp (PDF 5262KB) 
39 Ms Fiona Howson (PDF 105KB) 
40 Name Withheld (PDF 16KB) 
41 Name Withheld (PDF 265KB) 
42 Name Withheld (PDF 50KB) 
43 Name Withheld (PDF 1597KB) 
44 Name Withheld (PDF 57KB) 
45 Insolvency Practitioners Association (PDF 142KB) 
46 Australian Bankers' Association  (PDF 1772KB) 
47 Rabobank (PDF 9315KB) 
48 Consumer Action Law Centre (PDF 54KB) 
49 Australian Centre for Financial Studies (PDF 255KB) 
50 Financial Ombudsman Service (PDF 2019KB) 
51 CPA Australia (PDF 3050KB) 
52 Mortgage and Finance Association of Australia (PDF 2175KB) 
53 Confidential
54 Mr James Neale (PDF 4100KB) 
Supplementary Submission(PDF 304KB) 
55 Australian Prudential Regulation Authority (PDF 1136KB) 
56 Mr Guy Goldrick (PDF 1762KB) 
57 Mr Tim Boman (PDF 48KB) 
58 Kids Plus Childcare Centres (PDF 35KB) 
59 Name Withheld (PDF 116KB) 
60 Mr William Doherty (PDF 25KB) 
61 Name Withheld (PDF 22KB) 
62 Mr Renaldo Gaiety (PDF 33KB) 
63 Name Withheld (PDF 394KB) 
64 Name Withheld (PDF 51KB) 
65 Name Withheld (PDF 401KB) 
66 Name Withheld (PDF 71KB) 
67 Mr Terence Holmes (PDF 56KB) 
68 Mr Ralph Binks (PDF 196KB) 
69 Ms Lindie Mehan (PDF 48KB) 
70 Mr Ian Colquhoun (PDF 3824KB) 
71 Mr David Bone (PDF 80KB) 
Supplementary Submission(PDF 205KB) 
72 Name Withheld (PDF 93KB) 
73 Mr Robert Hutchinson (PDF 44KB) 
74 Mr A Walton (PDF 5105KB) 
75 Ms Michele Fay (PDF 374KB) 
76 Name withheld
77 Mr Neil Mackay (PDF 71KB) 
78 ANZ (PDF 492KB) 
79 National Australia Bank (PDF 225KB) Attachment 1(PDF 326KB) 
80 Bankwest (PDF 455KB) 
81 Commonwealth Bank of Australia (PDF 1754KB) 
82 Mr Jimmy Bieri (PDF 214KB) 
83 Name Withheld (PDF 45KB) 
84 Name Withheld (PDF 54KB) 
85 D and J Holmes (PDF 132KB) 
86 Mr Andrew Lawry (PDF 155KB) 
87 Australian Financial Markets Association (PDF 622KB) 
88 Mr Shayne Martens (PDF 824KB) 
89 Name Withheld (PDF 298KB) 
90 Mr Denis Ryan (PDF 2147KB) 
91 Banking and Finance Consumers Support Association (Inc) (PDF 487KB) 
92 Mrs Karen Adams (PDF 990KB) 
93 Mr Peter McDougall (PDF 1334KB) 
94 Name Withheld (PDF 263KB) 
95 Name Withheld (PDF 60KB) 
96 Name Withheld (PDF 46KB) 
97 Australian Securities and Investments Commission  (PDF 294KB) 
98 Mr Luke Vogel (PDF 97KB) 
99 Professor Steve Keen (PDF 490KB) 
100 Professor Imad Moosa (PDF 310KB) 
101 Name Withheld (PDF 27KB) 
102 Mr Robert Bourne (PDF 6KB) 
103 ING Direct (PDF 654KB) 
104 Messrs Paul French and Geoffrey Reiher (PDF 1825KB) 
105 Mr D. Lindsay Johnston (PDF 208KB) 
106 Mr Victor Seeto (PDF 77KB) 
107 Mr Ronald Cooper (PDF 250KB) 
108 AJC Enterprises Pty Ltd (PDF 49KB) 
109 Name Withheld (PDF 139KB) 
110 Name Withheld (PDF 53KB) 
111 Mr Sean Butler (PDF 296KB) 
112 Ms Ellen Brown (PDF 136KB) 
113 Mrs Maria Rigoni (PDF 166KB) 
114 Ms Lulu Mu (PDF 842KB) 
115 Name Withheld (PDF 64KB) 
116 Name Withheld (PDF 66KB) 
117 Mr Errol Opie and Ms Ann Marie Delamere (PDF 241KB) 
118 Mr Geoffrey Shannon (PDF 1322KB) 
119 Mr Alan Griffiths (PDF 1103KB) 
120 The Treasury (PDF 694KB) 
121 RICS Oceania (PDF 254KB) 
122 Mr and Mrs Bruce and Linda Hathaway (PDF 271KB) 
123 Mr Kimberley Burton (PDF 137KB) 
124 National Hotel Property Pty Ltd (PDF 342KB) 
125 Mr Mark McIvor (PDF 334KB) 
126 Confidential
127 Confidential
128 Confidential
129 Confidential
130 Confidential
131 Confidential
132 Confidential
133 Confidential
134 Confidential
135 Confidential
136 Confidential
137 Confidential
138 Mr Damien Morris (PDF 165KB) 
139 Confidential
140 Confidential
141 Confidential
142 Confidential
143 Confidential
144 Confidential
145 Confidential
146 Confidential
147 Mr John Wharton (PDF 102KB) 
Response received from Bill Buckby, Kordamentha(PDF 453KB) 
148 Mr Ken Winton (PDF 435KB) 
Response received from Denise North, IPA(PDF 171KB) 
Reponse received from Shane Tregillis, FOS(PDF 61KB) 
Response received from Robert Moodie, Rogers Reidy(PDF 608KB) 
149 Buranda Properties (PDF 106KB) 
Response received from Brett Gale,Westpac(PDF 23KB) 
Response received from Robert Jackson, King and Wood Mallesons(PDF 2028KB) 
150 Abacus - Australian Mutuals (PDF 826KB) 
151 Confidential
152 Confidential
153 Australian Securitisation Forum (PDF 183KB) 
Supplementary Submission(PDF 196KB) 
154 Mr Tony Townsend (PDF 234KB) 
Response received from Morgan Kelly, Ferrier Hodgson(PDF 12152KB) 
155 Confidential
156 Finance Sector Union (PDF 111KB) 
157 Confidential
158 Confidential


Additional Information Received

1 Document tabled by ASIC at a public hearing in Canberra on 8 August 2012(PDF 2093KB) 
2 Document tabled by Ms Denise Brailey at a public hearing in Canberra on 8 August 2012(PDF 9694KB) 
3 Document tabled by Abacus Australian Mutuals at a public hearing in Sydney on 9 August 2012(PDF 1247KB) 
4 Additional information: received from Fitch Ratings on 9 August 2012(PDF 1317KB) 
5 Document tabled by Mr Geoffrey Shannon at a public hearing in Sydney on 10 August 2012(PDF 891KB) 
6 Additional information: received from Mr Guy Goldrick on 10 August 2012(PDF 104KB) 
7 Additional information: received from Mr Raymond Weir on 14 August 2012(PDF 1435KB) 
8 Additional information: received from Mortgage Choice Limited on 21 August 2012(PDF 1857KB) 
9 Additional information: received from Ms Denise Brailey on 13 October 2012(PDF 147KB) 

Answers to Questions on Notice

1 Received from the RBA on 20 August 2012; answer to a Question on Notice taken at a public hearing in Sydney on 9 August 2012(PDF 99KB) 
2 Received from Westpac on 31 August 2012; answer to a Question on Notice taken at a public hearing in Sydney on 9 August 2012(PDF 64KB) 
3 Received from Bankwest on 7 September 2012; answer to a Question on Notice taken at a public hearing in Sydney on 10 August 2012(PDF 413KB) 
4 Received from Commonwealth Bank of Australia on 12 September 2012; answer to a Question on Notice taken at a public hearing in Sydney on 9 August 2012(PDF 137KB) 
5 Received from the Treasury on 11 September 2012; answer to a Question on Notice taken at a public hearing in Canberra on 8 August 2012(PDF 28KB) 
6 Received from ASIC on 20 September 2012; answer to a Question on Notice taken at a public hearing in Canberra on 8 August 2012(PDF 364KB) 

For further information, contact:

Senate Standing Committees on Economics
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone: +61 2 6277 3540
Fax: +61 2 6277 5719
Email: economics.sen@aph.gov.au

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