Appendix 1

Appendix 1

Submissions received

1                Mr James Fairley

2                Name Withheld

3                Mr Anthony Burke

4                Name Withheld

5                Ms Katy Kircher

6                Bank Reform Now

7                Australian Timeshare & Holiday Ownership Council

8                Mr Peter Mazzucato

9                Name Withheld

10            Confidential

11            Name Withheld

12            Ms Lynne Kreutzer

13            Ms Susan Field

14            Financial Ombudsman Service

15            Financial Services Council

16            Name Withheld

17            Mr Wayne Ditchburn

18            Mr Silvio Crisafi

19            Name Withheld

20            Mr and Mrs Ray and Christine Blackman

21            Credit Ombudsman Service

22            Stockbrokers Association of Australia

23            Mr Ashley Pattinson

24            Ms Ann Marie Delamere

25            Name Withheld

26            Mr Kerry Budworth

27            Mr David Morgan

28            Ms Sheerie Wales

29            Ms Sandra Phillips

30            Mr Ray Catford

31            Confidential

32            Confidential

33            AMP Limited

34            Name Withheld

35            Name Withheld

36            Mr Lee Woldt

37            Ms Fiona Ireland

38            Mr Kevin Low

39            Mr Shane Pearce

40            Macquarie Group Limited

41            Association of Financial Advisers

42            Australian Institute of Superannuation Trustees

43            CPA Australia

44            Financial Planning Association of Australia Limited

45            Mr Errol Opie

46            Mr Robert Hicks

47            Name Withheld

48            Mr David Abraham

49            Ms Rose Mathews

50            Mr Noel McNally

51            Ms Linda Klein

52            Name Withheld

53            Ms Liz Thorby

54            Ms Andigone Aguilar

55            Westpac Group

56            Confidential

57            Dr Barry Landa

58            Name Withheld

59            Mr Domenic Olimpio

60            Ms Allison Pitt

61            Mr Adrian Allen

62            Ms Denise Allen

63            Mr Philip Brown

64            Mr Peter Bates

65            Mr Ken Winton

66            Mr Peter Maxwell

67            Name Withheld

68            Name Withheld

69            Name Withheld

70            Name Withheld

71            Name Withheld

72            Name Withheld

73            Name Withheld

74            Name Withheld

75            Australian Bankers' Association

76            Ms Alana Smith

77            Confidential

78            Commonwealth Bank

79            JMA Action Group

80            Ms Maha Nasser

81            CHOICE

82            Mr Andrew Davey

83            Ms Patricia White

84            Mr Wayne Styles

85            Menico Tuck Parrish Financial Services Pty Ltd

86            Centrepoint Alliance Limited

87            Maurice Blackburn Lawyers

88            Australian Securities and Investments Commission

89            Industry Super Australia

90            ANZ

91            Ms Claire Priestley

92            Ms Danielle McDonald and Mr Dennis O’Brien

93            Confidential

94            Mr Peter Spelta

95            Mr and Mrs Peter and Anne Harwood

96            Mr and Mrs Gilbert and Sylvia de Michiel

97            Mr Paul Topping

98            Mr Gregory Wignall

99            Confidential

100        Confidential

101        Confidential

102        Confidential

103        Confidential

104        Confidential

105        Mr and Mrs David and Janet Chapman

106        Confidential

107        Mr Wim Bannink

108        Confidential

109        Mr Greig Allan

110        Mr Len McKelvey

111        Ms Lyn Hume

112        Name Withheld

113        Banking & Finance Consumers Support Association

114        Mrs Merilyn Swan

115        Name Withheld

116        Ms Gloria Bondfield

117        Mr Frazer McLennan

118        Mr Quylas Meyer

119        Mr David Bentley

120        Mr and Mrs David and Tina Chapman

121        Mr Richard Talbot

122        Confidential

123        Confidential

124        Confidential

125        Consumer Action Law Centre and 6 consumer protection and advocacy groups

126        Credit and Investments Ombudsman Limited

127        Confidential

128        HNAB Action Group

129        Mr Michael Uebergang

130        Mr Matthew Walker

131        Mr Nicholas Smith

132        Mr John Elliott

133        Confidential

134        Dispute Assist

135        Confidential

136        Mr Jeffrey Morris

137        Ms Jane Comollatti

138        Mr Rob Simpson

139        Confidential

140        Name Withheld

141        Mr Domenic Olimpio

142        Confidential

143        Industry Super Australia

144        Property Investment Professionals of Australia

145        Mr Adam Zuchowski

146        Mr Jamie McIntyre

147        Confidential

148        MsĀ  Grazyna Monka

149        Name Withheld

150        Mr & Mrs Jim and Alison Guy

151        Mr Phillip Harris

Please note that submissions 144 to 150 relate specifically to land banking schemes.

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