Appendix 1

Submissions and additional documents received

Submissions

1.            ASDAA

2.            ASIC   

3.            Australian Collectors & Debt Buyers Association

4.            SCOA Australia

5.            Mortgage & Finance Association of Australia (MFAA)

6.            Australian Institute of Superannuation Trustees

7.            Financial Ombudsman Service Australia

8.            Financial Planning Association of Australia

9.            Joint Submission: Consumer Action Law Centre, Consumer Credit Legal Centre SA, Consumer Credit Legal Service WA, Consumers’ Federation of Australia, Financial Rights Legal Centre, Financial Counselling Australia 

10.          Westpac

11.          Credit Corp Group Limited  

12.          Finance Sector Union of Australia

13.          Australian Bankers' Association (ABA)

14.          Superannuation Complaints Tribunal

15.          Credit and Investments Ombudsman Limited

16.          Law Council of Australia   

17.          Australian Lawyers Alliance

18.          National Insurance Brokers Association of Australia    

19.          Insurance Council of Australia

20.          Financial Services Council

    1. Attachment 1 

21.          Association of Superannuation Funds of Australia Limited (ASFA)

22.          Commercial Asset Finance Brokers Association of Australia

23.          Association of Financial Advisers

24.          Council for Small Business Australia   

25.          Community & Public Sector Union    

26.          ASBFEO   

27.          Mr Ivano Lino    

28.          Mr Michael Horne   

29.          ACTU    

30.          ANZ 

31.          SMSF Association

Answers to Questions on Notice

1.              Credit and Investments Ombudsman: Answers to questions taken on notice from a public hearing on 9 October 2017 (received 9 October 2017) 

2.              Council of Small Business of Australia: Answers to questions taken on notice from a public hearing on 9 October 2017 (received 12 October 2017) 

3.              ASIC: Answers to questions taken on notice from a public hearing on 9 October 2017 (received 12 October 2017) 

4.              Financial Ombudsman Service Australia: Answers to questions taken on notice from a public hearing on 9 October 2017 (received 12 October 2017) 

5.              The Treasury: Answers to questions taken on notice from a public hearing on 9 October 2017 (received 12 October 2017) 

Additional Information

1.              Additional information provided by Credit Corp Group Limited on 14 October 2017.

Additional Hearing Information

2.              Hansard correction received from Consumer Action Law Centre regarding a public hearing held in Canberra on 9 October 2017.

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