Submissions received by the committee

Inquiry into the structure and operation of the superannuation industry

Submissions received by the committee

Sub No:

1

Mr Geoff Taylor (PDF 13KB)

2 Mr Richard Jacobs (PDF 123KB)
3 Mr Steve Blizard (PDF 148KB)
3a Mr Steve Blizard (PDF 43KB)
4 Mr Malcolm McLelland QC (PDF 29KB)
5 M J Cribbin (PDF 97KB)
6 Mr Andrew Dempster  (PDF 30KB)
7 Compass Financial Management (PDF 65KB)
8 Warren J Welch Pty Ltd (PDF 105KB)
9 M J Langtry & Associates Pty Ltd (PDF 257KB)
10 Financial Index Australia Pty Ltd (PDF 242KB)
11 Financial Lifestyles Solutions (PDF 139KB)
12 Mr George Caredes (PDF 461KB)
13 *Standard letter from professional financial planners - see separate entry at the end of the submission list.
14 Heffron Consulting Pty Ltd (PDF 346KB)
15 Mr Peter O'Toole (PDF 56KB)
16 Mr John Bastick (PDF 126KB)
17 Aon Financial Planning & Protection (PDF 301KB)
18 Fiducian Portfolio Services Limited (PDF 705KB)
19 Association of Independent Retirees Ltd (PDF 91KB)
20 Jim Connor Financial Services Pty Ltd (PDF 99KB)
21 Mr Howard Grant (PDF 392KB)
22 Mr Peter Mair (PDF 1089KB)
22a Mr Peter Mair (PDF 33KB)
23 AFS Group Ltd (PDF 1033KB)
24 Cartwright Brown & Company Financial Planning Pty Ltd (PDF 299KB)
25 Symes Warne & Associates Limited (PDF 507KB)
26 Superannuated Commonwealth Officers' Association (PDF 137KB)
27 Ms Carol O'Donnell (PDF 27KB)
28 Corporate Superannuation Association (PDF 776KB)
29 Mr Matthew Stevens (PDF 66KB)
30 Equipsuper Pty Ltd (PDF 633KB)
31 Total Portfolio Management (PDF 251KB)
32 Principal Murphy Financial Solutions Pty Ltd  (PDF 13KB)
33 Superannuation Australia Pty Ltd (PDF 114KB)
34 Superannuation Complaints Tribunal (PDF 65KB)
34a Superannuation Complaints Tribunal (PDF 1308KB)
35 Genesys Wealth Advisers Limited (PDF 16KB)
36 Australian Tax Office (PDF 301KB)  
37 Asteron Limited (PDF 592KB)
38 Financial Planning Association of Australia Ltd (PDF 245KB)
39 Aon Wealth Management Limited (PDF 271KB)
40 Hillross Financial Services Limited (PDF 236KB)
41 Garvan Financial Planning (PDF 216KB)
42  Retireinvest (PDF 457KB)
43 The Institute of Chartered Accountants in Australia (PDF 157KB)
44 Bendigo Financial Planning (PDF 341KB)
45 AXA Asia Pacific Holdings (PDF 3889KB)
46 Infocus Money Management (PDF 56KB)
47 Media, Entertainment & Arts Alliance (PDF 809KB)
48 Australian Securities & Investments Commission (PDF 235KB)
49 SuperRatings Pty Ltd (PDF 1092KB)
50 Australian Retailers' Association (PDF 274KB)
51 Australian Prudential Regulation Authority (PDF 1369KB)
52 Rainmaker Information Pty Ltd (PDF 72KB)
53 InvestWest Pty Ltd (PDF 58KB)
54 REST Superannuation (PDF 83KB)
55 The Treasury (PDF 186KB)
56 RCSA and PASL (PDF 267KB)
57 Meat Industry Employees' Superannuation Fund Pty Ltd (PDF 46KB)
58 Mr Alex Berlee (PDF 113KB)
59 Count Financial Ltd (PDF 194KB)
60 Investment & Financial Services Association (PDF 1645KB)
60a Investment & Financial Services Association (PDF 419KB)
61 Watson Wyatt Worldwide (PDF 130KB)
62 Association of Financial Advisers (PDF 141KB)
63 HOSTPLUS Pty Ltd (PDF 100KB)
64 Members Equity Bank (PDF 137KB)
65 CPA Australia (PDF 138KB)
66 Australian Chamber of Commerce and Industry (PDF 911KB)
67 Superpartners Pty Ltd (PDF 346KB)
68 The Association of Superannuation Funds of Australia (PDF 357KB)
69 Health Super Pty Ltd (PDF 158KB)
70 Self-Managed Super Fund Professionals' Association of Australia Limited  (PDF 255KB)
71 Mercer Human Resource Consulting Pty Ltd (PDF 2377KB)
72 ACTU (PDF 275KB)
73 Industry Funds Forum (PDF 755KB)
73a Industry Funds Forum (PDF 160KB)
74 Sunsuper Pty Ltd (PDF 269KB)
75 CHOICE (PDF 221KB)
76 Law Council of Australia (PDF 193KB)
77 Industry Super Funds Network (PDF 406KB)
78 Ai Group (PDF 105KB)
79 Australian Institute of Superannuation Trustees (PDF 305KB)
80 Trowbridge Deloitte Limited (PDF 782KB)
81 Australian Executor Trustees Limited and Trust Company Superannuation Services Limited (PDF 59KB)
82 UniSuper Management Pty Ltd (PDF 54KB)
83 MLC Limited (PDF 94KB)
84 Real Estate institute of Australia (PDF 35KB)
85 ESI Super (PDF 680KB)
86 UnitingCare Wesley (PDF 313KB)
87 SPECQ, AUST, CLUB, QEIC, ISPF (PDF 84KB)
88 Australian Bankers' Association Inc (PDF 198KB)
88a Australian Bankers Association  Inc (PDF 69KB)
89 Colins House Financial Services Pty Ltd (PDF 186KB)
90 Mr Roger Gay (PDF 57KB)
91 Australian Hotels Association (PDF 157KB)
92 Broadly Based Financial Services Ltd (PDF 40KB)
93 The Society of Superannuants (PDF 85KB)
94 Mr Colin Grenfell and Mr Ray Stevens (PDF 103KB)
95 Cavandish Superannuation Pty Ltd (PDF 402KB)
96 Pi Financial Services Intelligence (PDF 309KB)

*Many submitters sent in a standard letter on the issue of the role of advice in superannuation.

Standard letter, submission 13 (PDF 82KB)

Mr Steven Mandalidis, Inform Financial Services
Mr Tony Perkins, Count Wealth Accountants
Mr David Hall, Mr David Kissane, Ms Irene Kay, Lifestyle Financial Services
Mr David Evers, Robson Chartered Accountants
Mr David Robson, Robson Chartered Accountants
Mr Peter Reid, Specialist Consulting Group
Mr Tony Bergman, Godfrey Pembroke Financial Consultants
Mr Stephen O'Donoghue, Vaughan & Monaghan
Mr Paul Hudson, Hudson Gore Financial Services Pty Ltd
Mr Barry Vandenbergh, Matrix Planning Solutions
Mr Michael Coorey,  Matrix Planning Solutions
Mr Nathan Foss, Investor Financial Planning
Ms Leanne Woodhouse, Financial Planning Services Pty Ltd
Mr Garry Heazlewood, Count Wealth Accountants
Mr Gerry Lenihan, Internexus Planners Pty Ltd
Mr Steven Chandler, Hillross Financial Limited
Mr John Osborne, Osborne Yuille Financial Planning
Mr David Lee, CU Financial Advisory Services Pty Ltd
Ms Eileen Luu, Australian Financial Services Pty Ltd
Mr Bob White, Sentinel Wealth Management
Mr Richard Tasich, First Capital Planning Pty Ltd
Mr Michael Baker, Baker Financial
Mr Mark Barling, AXA Financial Planning
Mr Don Jeffers, D & A Jeffers Pty Limited
Mr Raymond Mollica, Birchmount Pty Ltd
Mr Rodney Rose, Sydney Financial Services
Mr Michael Purcell, Purcell Financial Services
Ms Cathy Lowder, Fryer Financial Services
Mr Jim Fryer, Fryer Financial Services
Ms/Mr Anjan Das,  CU Financial Advisory Services Pty Ltd
Ms Alice Grabowski, Financial Services Partners
Mr Stephen Bennetts, AMP Financial Planning
Mr Peter Lambert, Godfrey Pembroke Financial Consultants
Mr Wally Franks, Australian Financial Services Limited
Ms Laura Menschik, WLM Financial Services Pty Ltd
Mr Richard Bejah, Financial Planner
Ms Lynette Dyball, Financial Planner
Mr Bruce Gingell, Financial Planner
Mr Brenton Pittman, Financial Planner
Ms Sandra Bowley, Sandra Bowley Financial Professionsal Pty Ltd
E L Watson
Ms Louise Woodger, Calliva Wealth Pty Ltd
Ms Marlene Blinco, Financial Planner
Mr Geoff Havenstein, Financial Planner
Mr John Gagen, Financial Planner
Mr Phil Lamplough, Certified Financial Planner
Mr Ron Saltz, Certified Financial Planner
Mr Mal Foubister, Financial Planner
Mr James Willis, Financial Planner
Mr Charles Galafaro, Certified Financial Planner
Mr Shane Chapman
Ms Alexandra Pearn
Mr William Golder, HindSight Planning (HSP) Pty Ltd
Mr Warwick Hodge, Hillross Financial Services Limited
Mr Peter Maaaurer, WealthPath Financial Services Pty Ltd
Mr Tonhy Arlidge, WealthPath Financial Services Pty Ltd
Mr Alan Swan,Alan Swan & Associates Pty Ltd
Mr Ngan Quang
Mr Joel Campbell, Frist Capital Financial Planning Pty Ltd
Mr Phillip Campbell, Financial Planner
Mr Richard Hogg, Sentinel Adviser Services
Ms Penny Davis, Sentinel Adviser Services
Mr Mathew Taylor
Mr George Hluchaniuk
Ms Teresa Henley
Mr Rob Howell, Genesys Wealth Advisers
Mr Jim McAuld, Catholic Development Fund
Ms Dnaine McMaugh, Genesys Wealth Advisers Ltd
Mr Bruce Ayliffe, Financial Planner
Mr Tim Targett, Financial Planner
Mr Jonathan Elliott, Genesys Wealth Advisers Ltd
Mr Peter Krstic, SMF Wealth Management Pty Ltd
Mr Michael Spinks, Genesys Wealth Advisers
Mr Rob Adams, Collins SBA Genesys
Mr Alan Palmer, SMF Wealth Management Pty Ltd
Mr David Cairns, Sentinel Adviser Services
Ms Joanne Clay, Horwath Financial Services
Mr Michael Drage, Perspective Group
Mr Ian Roberts, LR Financial Services Pty Ltd
Ms Bronwen Batty, Your Vision Financial Planning
Ms Marion Craft, St George Bank Limited
Mr Michael J Woolley
Mr Mark Harding
Mr Graham Campbell, AON Wealth Management Ltd
Mr Nabil Khalil, AXA Financial Planning Limited
Mr Peter Scruton, AON Financial Planning & Protection Limited
Mr Grant Howe, Genesys Wealth
Mr Alan Norval, Financial Services Partners
Mr Richard Wiaczek, Genesys
Mr Graeme Farrell, Connect Credit Union
Mr George Straker
Mr Ross Marrett, Hillross Financial Services Pty Ltd
Mr Brad Turnbull, Hillross Financial Services Pty Ltd
Mr Todd Peters, Hillross Financial Services Ptt Ltd
Mr Paul Whitelaw, MacFarlane Financial Services
Mr David Whitelaw, MacFarlane Financial Services
Mr Colin Bishop, Count Financial Limited
Ms Trudy Winter, Count Financial Limited
Ms Nicole Gauci, Count Financial Limited
Ms Jacqueline Lynch, Count Financial Limited
Mr Kim Scott, Kim Scott Financial Planning
Mr Ron Fitton, Matrix Planning Solutions
Ms Sandra Hopps, Matrix Planning Solutions
Mr Martin Jones, Hillross Financial Services Ltd
Mr Harry Clarsen, Clarsen & Associates Pty Limited
Mr Scot Andrews, Fiducian
Mr David Millard, Aon Wealth Management Limited

For further information, contact:

Committee Secretary
Parliamentary Joint Committee on Corporations and Financial Services
PO Box 6100
Parliament House
Canberra ACT 2600
Australia

Phone: +61 2 6277 3583
Fax: +61 2 6277 5719
Email: corporations.joint@aph.gov.au