1.1 Supplementary to submission 1
3
Australian Computer Society
3.1 Supplementary to submission 3
4
Pepperstone Group Limited
4.1 Supplementary to submission 4
4.2 Supplementary to submission 4
8
Hon David Pisoni MP, Minister for Innovation and Skills, South Australia
9
WoolProducers Australia
10
The RegTech Association
10.1 Supplementary to submission 10
12
Australian Investment Council
12.1 Supplementary to submission 12
13.1 Supplementary to submission 13
14
Australian Securities and Investments Commission
14.1 Supplementary to submission 14
15
Australian Competition and Consumer Commission
16
Reserve Bank of Australia
18
Department of Industry, Innovation and Science
19.1 Supplementary to submission 19
21
Australian Energy Council
26
Australian Banking Association
29.1 Supplementary to submission 29
29.2 Supplementary to submission 29
30.1 Supplementary to submission 30
31.1 Supplementary to submission 31
35.1 Supplementary to submission 35
36
Financial Rights Legal Centre and Consumer Action Law Centre
37
Australian Institute of Superannuation Trustees
38
Chartered Accountants Australia and New Zealand
39
Financial Planning Association of Australia
40.1 Supplementary to submission 40
40.2 Supplementary to submission 40
41.1 Supplementary to submission 41
41.2 Supplementary to submission 41
43
Insurance Australia Group
44.1 Supplementary to submission 44
46
Australian Small Business and Family Enterprise Ombudsman
46.1 Supplementary to submission 46
47
Australian Financial Markets Association
49
Super Consumers Australia
50
Prof Ross P Buckley, Douglas W Arner, Dirk A Zetzsche and Evan C Gibson
51
National Australia Bank Limited
52.1 Supplementary to submission 52
54.1 Supplementary to submission 54
55
Australian Retail Credit Association
55.1 Supplementary to submission 55
56.1 Supplementary to submission 56
62
Financial Data and Technology Association (FDATA)
65
Seed Space Venture Capital
66
34 South 45 North Consulting
67.1 Supplementary to submission 67
70.1 Supplementary to submission 70
71
American Express Australia
72
Australian Business Software Industry Association (ABSIA)
73
Vanteum, Galois and Inpher
76
StarlingTrust Sciences
77
Dr Dimitrios Salampasis
78
African Money Remmittance Association
79
Lowrey Business and Litigation Support Consultants
79.1 Supplementary to submission 79
81
Australian Information Industry Association
83.1 Supplementary to submission 83
84
Associate Professor Andrew Godwin and Professor Carsten Murawski
85
Law Innovation Technology Entrepreneurship
87
Australian Finance Industry Association (AFIA)
87.1 Supplementary to submission 87
87.2 Supplementary to submission 87
87.3 Supplementary to submission 87
91
Gateway Network Governance Body Ltd
92
China Construction Bank Corporation
94
Start-Up Nation Central
95
The Jerusalem Business School
98
Startupbootcamp Australia
99
Australian Payments Network
100
Financial Services Council
100.1 Supplementary to submission 100
101
D.C Consulting and Management Pty Ltd
102
Australian Taxpayers' Alliance
103
Australian Sustainable Finance Initiative
105
National Farmers Federation
107
Business Council of Co-operatives and Mutuals
108
Department of Foreign Affairs and Trade
109
Australian Prudential Regulation Authority
110
Macquarie Group Limited
112
UNE SMART Region Incubator
112.1 Supplementary to submission 112
115.1 Supplementary to submission 115
116.1 Supplementary to submission 116
117
Imperium Markets Pty Ltd
117.1 Supplementary to submission 117
118
SISS Data Services Pty Limited
119
The Hon Gabrielle Upton MP
120
Digital Industry Group Inc. (DIGI)
121
Commonwealth Bank (CBA)
123
Dominos's Pizza Enterprises Ltd
125
Business Council of Australia
126.1 Supplementary to submission 126
132
Department of Home Affairs and AUSTRAC
141.1 Supplementary to submission 141
153.1 Supplementary to submission 153
154
Klarna Australia Pty Ltd
155
Australian Innovation Collective
158
eftpos Payments Australia
163
DataMesh Group Pty Ltd
165
Australian Taxation Office
167
Digital Transformation Agency
169
Australasian Investor Relations Association
171
Governance Institute of Australia
172
Australian Office of Financial Management
174
Australian Institute of Company Directors
175
Australian Medical Association
176
Law Council of Australia
176.1 Supplementary to submission 176
178
New South Wales Government
179
The Royal Australian College of General Practitioners Ltd
180
Automic Proprietary Limited
Additional Information
1
Correspondence from Raiz Invest Limited, received 3 February 2020.
2
Correspondence from Commonwealth Bank, received 10 February 2020
3
Additional information from ASIC, received 26 February 2020
4
Correspondence from Xinja Bank regarding corrections to Hansard 19 February 2020, received 9 March 2020
5
Correspondence from ANZ, received 23 March 2020
6
Additional information provided at public hearing on 30 June 2020: AMP’s AGM mailing room, representing 430,000 mail packs
Answer to Question on Notice
1
Pepperstone Group - Answer to question on notice from a public hearing held 30 January 2020, Melbourne (received 7 February 2020)
2
illion - Answer to question on notice from a public hearing held 30 January 2020, Melbourne (received 17 February 2020)
3
RAIZ - Answer to question on notice from a public hearing held 30 January 2020, Melbourne (received 18 February 2020)
4
Australian Computer Society - Answers to question on notice from a public hearing held 20 February 2020, Sydney (received 28 February 2020)
5
Startupbootcamp Australia - Answer to question on notice from a public hearing held 30 January 2020, Melbourne (received 19 February 2020)
6
Financial Rights Legal Centre - Answers to questions on notice from a public hearing held 19 February 2020, Sydney (received 5 March 2020)
7
EY - Answer to question on notice from a public hearing held 28 February 2020, Canberra (received 5 March 2020)
8
Treasury - Answer to written questions on notice (received 6 March 2020)
9
Zip Co - Answers to questions on notice from a public hearing held 19 February 2020, Sydney (received 6 March 2020)
10
Business Council of Australia - Answers to questions on notice from a public hearing held 20 February 2020, Sydney (received 6 March 2020)
11
Digital Transformation Agency - Answer to questions on notice from a public hearing held 26 February 2020, Canberra (received 6 March 2020)
12
ANZ - Answer to question on notice from a public hearing held 19 February 2020, Sydney (received 6 March 2020)
13
Baker McKenzie - Answer to question on notice from a public hearing held 19 February 2020, Sydney (received 6 March 2020)
14
Australian Banking Association - Answer to question on notice from a public hearing held 19 February 2020, Sydney (received 6 March 2020)
15
Afterpay - Answer to questions on notice from a public hearing held 20 February 2020, Sydney (received 6 March 2020)
16
ASX Group - Answer to questions on notice from a public hearing held 20 February 2020, Sydney (received 6 March 2020)
17
Australian Investment Council - Answer to questions on notice from a public hearing held 20 February 2020, Sydney (received 6 March 2020)
18
Finder - Answer to questions on notice from a public hearing held 20 February 2020, Sydney (received 10 March 2020)
19
Department of Finance - Answer to questions on notice from a public hearing held 26 February 2020, Canberra (received 11 March 2020)
20
Reserve Bank Australia - Answer to question on notice from a public hearing held 28 February 2020, Canberra (received 13 March 2020)
21
Department of Industry, Science, Energy and Resources - Answers to written questions on notice (received 13 March 2020)
22
Australian Prudential Regulation Authority - Answer to question on notice from a public hearing held 28 February 2020, Canberra (received 13 March 2020)
23
Department of Foreign Affairs and Trade - Answers to questions on notice from a public hearing held 28 February 2020, Canberra (received 13 March 2020)
24
Xinja Bank Limited - Answer to questions on notice from a public hearing held 19 February 2020, Sydney (received 11 March 2020)
25
Commonwealth Bank - Answers to written questions on notice (received 16 March 2020)
26
Australian Competition & Consumer Commission - Answer to questions on notice from a public hearing held 27 February 2020, Canberra (received 17 March 2020)
27
Australian Competition & Consumer Commission - Answers to written questions on notice (received 17 March 2020)
28
Austrade - Answers to questions on notice from a public hearing held 28 February 2020, Canberra (received 17 March 2020)
29
FinTech Australia - Answers to questions on notice from a public hearing held 28 February 2020, Canberra (received 20 March 2020)
30
Stone & Chalk - Answers to questions on notice from a public hearing held 19 February 2020, Sydney (received 21 March 2020)
31
Department of Home Affairs - Answers to questions on notice from a public hearing held 28 February 2020, Canberra (received 24 March 2020)
32
Australian Prudential Regulation Authority - Answers to written questions on notice (received 15 April 2020)
33
Australian Competition and Consumer Commission - Answers to written questions on notice (received 28 April 2020)
34
Australian Competition and Consumer Commission - Answers to written questions on notice (received 28 May 2020)
35
Governance Institute of Australia - Answers to questions on notice from a public hearing held 30 June 2020, Canberra (received 14 July 2020)
36
Australian Institute of Company Directors - Answers to questions on notice from a public hearing held 30 June 2020, Canberra (received 14 July 2020)
37
Treasury - Answers to questions on notice from a public hearing held 1 July 2020, Canberra (received 15 July 2020)
38
Link Group - Answers to questions on notice from a public hearing held 30 June 2020, Canberra (received 14 July 2020)
39
Computershare - Answers to questions on notice from a public hearing held 30 June 2020, Canberra (received 14 July 2020)
40
Financial Planning Association of Australia - Answer to question on notice from a public hearing held 30 June 2020, Canberra (received 15 July 2020)
41
CSIRO - Answer to written question on notice (received 20 July 2020)
42
Department of Agriculture, Water and the Environment - Answer to written questions on notice (received 24 July 2020)
43
Australian Small Business and Family Enterprise Ombudsman - Answer to question on notice from a public hearing held 14 July 2020, Canberra (received 24 July 2020)
44
Department of Industry, Science, Energy and Resources - Answer to written question on notice (received 29 July 2020)
45
Australian Medical Association - Answers to questions on notice from a public hearing held 1 July 2020, Canberra (received 29 July 2020)
46
Australian Competition and Consumer Commission - Answers to written questions on notice (received 10 August 2020)
47
StartupAus - Answers to written questions on notice (received 11 August 2020)