A. List of submissions and exhibits

1Australian Financial Complaints Authority

1.1 Supplementary to submission 1
1.2 Supplementary to submission 1

2Australian Consumers Insurance Lobby Inc

2.1 Supplementary to submission 2
2.2 Supplementary to submission 2

3National Insurance Brokers Association

4Dr Helen Haines MP

5General Insurance Code Governance Committee

5.1 Supplementary to submission 5
5.2 Supplementary to submission 5
5.3 Supplementary to submission 5

6Financial Counselling Australia

6.1 Supplementary to submission 6

7Disaster Legal Help Victoria

7.1 Supplementary to submission 7

8Legal Aid Queensland

8.1 Supplementary to submission 8

9ARC Justice

10Victorian Council of Social Service

11Insurance Council Of Australia

11.1 Supplementary to submission 11
11.2 Supplementary to submission 11
11.3 Supplementary to submission 11

12Suncorp Group

12.1 Supplementary to submission 12
12.2 Supplementary to submission 12

13Allianz Australia

13.1 Supplementary to submission 13
13.2 Supplementary to submission 13
13.3 Supplementary to submission 13

14Youi

14.1 Supplementary to submission 14
14.2 Supplementary to submission 14
14.3 Supplementary to submission 14

15RACQ Group

15.1 Supplementary to submission 15
15.2 Supplementary to submission 15
15.3 Supplementary to submission 15

16Insurance Australia Group

16.1 Supplementary to submission 16
16.2 Supplementary to submission 16
16.3 Supplementary to submission 16
16.4 Supplementary to submission 16
Attachment 1
Attachment 2

17QBE Insurance Group

17.1 Supplementary to submission 17
17.2 Supplementary to submission 17
17.3 Supplementary to submission 17
17.4 Supplementary to submission 17
17.5 Supplementary to submission 17

18Auto & General Holdings

18.1 Supplementary to submission 18
18.2 Supplementary to submission 18
18.3 Supplementary to submission 18

19Hollard Holdings Australia

19.1 Supplementary to submission 19
19.2 Supplementary to submission 19

20Swiss Re

21RIA Inc. Australasia

22Rochester Community House

22.1 Supplementary to submission 22

23Narrabri Shire Council

24Sutherland Shire Council

25Hawkesbury City Council

26Indigo Shire Council

27Financial Rights Legal Centre, CHOICE, Consumer Action Law Centre and Westjustice

27.1 Supplementary to submission 27
27.2 Supplementary to submission 27
27.3 Supplementary to submission 27
27.4 Supplementary to submission 27

28Caxton Legal Centre

29Restoration Industry Consultants

30JLT Public Sector

31Emergency Recovery Victoria

32Ms Maree White

33Mr David Keane

34Legal Aid New South Wales

34.1 Supplementary to submission 34

35Australian Securities and Investments Commission

35.1 Supplementary to submission 35

36Ms Sandy Bolton MP

37Mr John O'Donnell

38Mr John Trowbridge

39LITMAS

40National Emergency Management Agency

40.1 Supplementary to submission 40
40.2 Supplementary to submission 40

41Lloyd's Australia

41.1 Supplementary to submission 41

42Jobs and Skills Australia

43John Glazebrook

44Indoor Air Quality Association Australia

45Dr L Tang

45.1 Supplementary to submission 45

46Name Withheld

47Name Withheld

48Name Withheld

49The Hon Michael McCormack MP

50Mr Andrew McDonald

51The Northern Rivers Flood Action Group Inc

52Logan City Council

53Name Withheld

54Byron Shire Council

55Mr Roscoe Howell

55.1 Supplementary to submission 55
55.2 Supplementary to submission 55
55.3 Supplementary to submission 55
55.4 Supplementary to submission 55
55.5 Supplementary to submission 55

56Australian Prudential Regulation Authority

56.1 Supplementary to submission 56

57Ms Evgenia Bourova, Professor Ian Ramsay and Associate Professor Paul Ali

58Name Withheld

59Name Withheld

60A Way Forward

61Cheney Suthers Lawyers

62Confidential

63Association of Insurance Building & Engineering Consultants - AiBEC

64Ballina Shire Council

65Name Withheld

66Name Withheld

67Name Withheld

68City of Greater Bendigo

69Department of the Treasury

69.1 Supplementary to submission 69

70Customer Owned Banking Association (COBA)

71Australian Banking Association

72Dr Hanabeth Luke

73Mr Terry Johnston

74Campaspe Shire Council

75Planning Institute Australia (Victoria)

76River Cares & Lower Hawkesbury District

77Sharon and Karl Roes

78myVal Pty Limited

79Joanne Bradbury

80Celicia Bowyer-Prandolini

81Townsville Enterprise

82Murrindindi Shire Council

83NSW Reconstruction Authority

84Townsville City Council

85City of Launceston

85.1 Supplementary to submission 85
85.2 Supplementary to submission 85
85.3 Supplementary to submission 85

86Janelle Saffin MP, Member for Lismore

87Name Withheld

88Name Withheld

89Name Withheld

89.1 Supplementary to submission 89

90Name Withheld

91Name Withheld

92Name Withheld

93Name Withheld

94Name Withheld

95Elizabeth Handley

96Name Withheld

97Townsville Lot Owners Group

98Business NSW

99Sunshine Sugar

100Peter Crich

101Paul Stewart

102Molong Express

103Name Withheld

104Uwe Morzinek

105Name Withheld

106Wes Morris

107Sydney Water

108Madeleine MF Serle, Maribyrnong Community Recovery Association

Exhibits received

1Adj. Professor David King – exhibit: ‘Insurance Indicators: Centre for Disaster Studies – site visit 25 July 2024

2Townsville Chamber of Commerce – exhibit: ‘Federal Budget Submission 2024: Insurance: the Market Failure of an Essential Service’ – public hearing 25 July 2024

3FNQ Volunteers – exhibit: ‘FNQ Volunteers Inc. Spontaneous Volunteer Management – Disasters’ – public hearing 25 July 2024

4City of Launceston – exhibit: ‘Recovery Exercise “Conflux” – Where two rivers collide’ – public hearing 17 July 2024

5Rosemary Townsend – exhibit: ‘Hydrologist report Issues’ – public hearing 8 May 2024

6Forbes Shire Council – exhibit: ‘Assorted documents and media report’ – public hearing 7 May 2024

7Central NSW Business HQ – exhibit: ‘Review of issues impacting businesses in the Central West with a focus on those impacted by flooding’ – by email 2 May 2024

8Mount Alexander Shire Council – exhibit: ‘ABC News article -12 April 2024 “The worst practices of the insurance industry on show in government grilling”’ – public hearing on 19 April 2024

9Ted Fensom – exhibit: ‘Survey Report – August 2011’ – public hearing on 10 April 2024

10ASIC – exhibit: letter to Chairs and CEOs of general insurance companies – by email 6 March 2024