| Submission | Received from | 
         
          | 1 | Australian Pensioners' and Superannuants' League Qld 
            Inc.(Word format) | 
         
          | 2 | NSW Committee on Ageing (PDF format), 
            attachment 1 (Word format), attachment 2 
            (PDF format) | 
         
          | 3 | Centrestone Wealth Management Pty Ltd (PDF 
            format) | 
         
          | 4 | Emeritus Professor Dennis Lowther (Word 
            format) | 
         
          | 5 | Mr Paul Kenny, The Flinders University of South Australia 
            (PDF format) | 
         
          | 6 | Dr Diana Olsberg, University of New South Wales Research 
            Centre on Ageing & Retirement (RCAR) (Word 
            format) | 
 
          | 7 | Industry Funds Forum (Word format) | 
         
          | 8 | Prof. Owen E Covick, Flinders University, South Australia 
            (PDF format) | 
         
          | 9 | Department of Families, Queensland (Word 
            format) | 
         
          | 10 | Mr Les Kemp, South Australia (Word 
            format) | 
         
          | 11 | University of the Third Age - Adelaide (Word 
            format) | 
         
          | 12 | Superannuated Commonwealth Officers' Association Federal 
            Council (Word format) | 
         
          | 13 | Australian Retired Persons Association (SA) Inc (Word 
            format) | 
         
          | 14 | Industry Funds Forum (Supplementary Submission)(Word 
            format) | 
         
          | 15 | Retired Union Members' Association of S.A. Inc (PDF 
            format) | 
         
          | 16 | Association of Independent Retirees (A.I.R.) Limited 
            (PDF format) | 
         
          | 17 | South Australian Government superannuation Federation 
            (Word format) | 
         
          | 18 | workingconnections, Over 50s Association, Victoria (Word 
            format) | 
         
          | 19 | Country Women's Association of Victoria, Inc (Word 
            format) | 
         
          | 20 | Whyalla and Districts Branch, Association of Independent 
            Retirees (A.I.R.) Limited (Word format) | 
         
          | 21 | Australian Council of Public Sector Retiree Organisations 
            Inc, ACT (PDF format) | 
         
          | 22 | Department for Community Development, Western Australia 
            (PDF format) | 
         
          | 22a | Department for Community Development, Western 
          Australia (Supplementary Submission) (Word format) | 
         
          | 23 | Department of Industrial Relations, Queensland (Word 
            format) | 
         
          | 24 | ACTU (Word format) | 
         
          | 25 | Corporate Super Association (Word 
            format) | 
         
          | 26 | Mr Peter Mair, New South Wales (Word 
            format) | 
         
          | 27 | Investment & Financial Services Association (AFSA) 
            (PDF format) | 
         
          | 28 | Confidential | 
         
          | 29 | Department of Employment and Workplace Relations (Word 
            format) | 
         
          | 30 | Seafarers' Retirement Fund (PDF 
            format) | 
         
          | 31 | COTA National Seniors Partnership (Word 
          format) | 
         
          | 32 | Financial Planning Association of Australia Limited (Word 
          format) | 
         
          | 33 | The Association of Superannuation Funds of Australia 
          Ltd (Word format) | 
         
          | 34 | National Information Centre on Retirement Investments 
          Inc (PDF format) | 
         
          | 35 | The Australian Workers' Union (Word 
          format) | 
         
          | 36 | The Institute of Chartered Accountants in Australia (Word 
          format) | 
         
          | 37 | Department of Education and Training, Western 
          Australia (Word format) | 
         
          | 38 | Department of Family and Community Services (Word 
          format) | 
         
          | 39 | Public Service Association of New South Wales, Retired 
          Associates Branch (PDF format) | 
         
          | 40 | Combined Pensioners and Superannuants Association of 
          New South Wales (Word format) | 
         
          | 41 | Australian Bankers' Association (Word 
          format) | 
         
          | 42 | Dr Diana Olsberg, University of New South Wales 
          Research Centre on Ageing & Retirement (RCAR)(Supplementary 
          Submission)(PDF format) | 
         
          | 43 | Association of Independent Retirees (A.I.R.) Limited 
          (Supplementary Submission)(PDF format) | 
         
          | 44 | Mr Darren Wickham (PDF format) | 
         
          | 45 | Australian Chamber of Commerce and Industry (PDF 
          format) | 
         
          | 46 | Department of the Treasury (PDF 
          format) | 
         
          | 47 | Institute of Actuaries of Australia (PDF 
          format) | 
         
          | 48 | Department of Family and Community Services 
          (Supplementary Submission) (Word format) | 
         
          | 49 | University of the Third Age - Adelaide (Supplementary 
          Submission) (PDF format) |