| 3.1  | 
                        Economic independence through employment offers  the opportunity of owning a property and building one's own wealth for the next  generation. This was clearly articulated by Mr Ernest Brimm who proudly described the achievements  of Tjapukai Aboriginal Cultural   Park as representing: 
                           ... the new spirit of freedom that is hopefully growing in the  Aboriginal community at large - freedom from dependence on government handouts;  freedom from a century of oppression; freedom from the cycle of poverty. We are  proud of what we have accomplished.1                             | 
        
                      
                         | 
                          | 
                      
                      
                        Opportunities | 
                      
                      
                        |   | 
                        ... opportunities matter. If there are no opportunities, there  will be no progress for our people. I am not talking about employment  opportunities. That should be a given. I am talking about business  opportunities.2 
                           
                                                  | 
                      
                      
                        | 3.2 | 
                        Indigenous people need opportunities; they are  not asking for money. Having the opportunity is what is important. Ms Jody   Broun suggested that governments  need to consider incentives that encourage enterprises to employ Aboriginal  people.3 The Director General of the New  South Wales Department of Aboriginal Affairs listed the lack of opportunities
                          along with racism as the two impediments to  positive employment outcomes for Aboriginal people.4                          | 
                      
                      
                         | 
                         | 
                      
                      
                        Affirmative action | 
                      
                      
                        | 3.3 | 
                        Mr   Daniel Tucker  of Carey Mining Pty Ltd, strongly believes that the best strategy to increase  Aboriginal employment is to assist Aboriginal companies.5 Given opportunities, Aboriginal people would get involved in businesses.6 Mr John Corboy,  a successful businessman, described the situation as: 
                       Personally,  I am not enormously into reconciliation; I am enormously into affirmative  action. I think, beyond any doubt, there is an undeniable case that the  Aboriginal members of our community do need to have the playing field levelled.7  | 
                      
                      
                        | 3.4  | 
                        Mr   Tucker suggested affirmative  action led by Government and believes that industry will follow.8 Affirmative action should be at three levels: the corporation, the  subcontractors and employees. Carey   Mining added that: 
                    If  people are letting those contracts, they could stipulate that whoever wins the  contract must look at engaging Aboriginal subcontractors as part of the process.9  | 
                      
                      
                        | 3.5  | 
                        Regulating Indigenous employment opportunities  in remote locations as part of mining license conditions was suggested by the  Bloodwood Tree Association Inc. The example was given of Erkati Diamond Mine in  Northern Canada which has over 30 per cent  Indigenous employment.10                             | 
                      
                      
                        | 3.6  | 
                        Central Australian Aboriginal Media Association  also suggested the inclusion of criteria for Indigenous organisations to employ  and train Indigenous people and collaborate with organisations which have  experience in the provision of training services.11                             | 
                      
                      
                        | 3.7 | 
                        Affirmative action could take a number of forms,  including a percentage of contracts being set aside for Aboriginal people to  participate in. If work is to be sub-contracted, the successful tenderer could  be required to engage Aboriginal sub-contractors.12 Another option is that the company performing the work could engage Aboriginal  employees reflective of the percentage of Indigenous population in the area.                             | 
                      
                      
                        | 3.8  | 
                        One way of overcoming this inflexibility is to  incorporate opportunities for Indigenous businesses in tendering processes. It  was suggested that: 
                   The  Federal Government develop contract procurement and construction guidelines  that promote and encourage Aboriginal contractors in the private sector for  Government contracts.13                             | 
                      
                      
                        | 3.9  | 
                        For example, in New South Wales, the Aboriginal Participation in Construction Implementation Guidelines commit  the government to facilitate the achievement of positive Aboriginal  participation outcomes on government construction projects. Projects that have  a significant impact on Aboriginal communities include Aboriginal employment  and training and the use of Aboriginal enterprises.14 There is an acceptance that Aboriginal builders face greater difficulties in  commencing and operating enterprises, which may lead to higher tender prices.15 | 
        
                      
                        | 3.10 | 
                        The NSW Government would like to see the Federal  Government require agencies to include minimum targets in their Equal  Employment Opportunity Management Plan and report annually.16 The New South Wales Government suggested: 
                          ...  all Government agencies establish minimum Aboriginal employment targets that  reflect the Aboriginal population, that is 2% or greater. Agencies providing a  direct service to Aboriginal people should be encouraged to employ staff  numbers that more accurately reflect the percentage of their Aboriginal client  base.17  | 
                      
                        
                      
                        | 3.11 | 
                        The Queensland Government urged the Committee to support the introduction of targets for  Indigenous employment particularly in housing and construction when funding  major infrastructure in Indigenous communities.18 The Queensland Government recommended that the Australian Government require 20  per cent Indigenous employment on all civil and building construction projects  in designated Indigenous communities (valued at $100 000 or more) funded by  government.19 | 
                      
                      
                        | 3.12 | 
                        The Cairns  and District Regional Corporation has a 70 per cent local Indigenous labour  component in their maintenance and building program.20 The Committee is pleased to note  this success which clearly indicates that this can be achieved.                            | 
        
                      
                        | 3.13  | 
                        Recommendation 1The Committee  recommends that the Minister propose that the corporate governance procedures  and the sound business principles under which the current Board of the Cairns  and District Regional Housing Corporation are operating (noting the average of  70 per cent local Indigenous labour component in their maintenance and building  programs) be considered as a model practice for other Indigenous housing and  tenancy corporations.  | 
                      
                      
                        | 3.14 | 
                        The Queensland Government called for targets to  be set in the Commonwealth Indigenous Public Sector Employment program.21 The Saima Torres Strait Islander Corporation urged the employment of Indigenous  officers in all government agencies who assist Indigenous people.22 | 
                      
                      
                        | 3.15 | 
                        Others were more cautious. Mr Peter   Yuile, Department of Agriculture,  Fisheries and Forestry, suggested that there needed to be prior knowledge of  the regional situations and adequate management support to sustain the  Indigenous employees before setting targets. He also emphasised that it is not  a case of one size fits all.23                            | 
                      
                      
                        | 3.16 | 
                        The Department of Employment and Workplace  Relations commented that the procurement guidelines already recognise  Indigenous employment for general projects over $5 million and over $6 million  for construction projects.24 The Department argued that they are having greater success by working with  industry and contractors and assisting them to employ Indigenous people rather  than imposing targets.25 | 
                      
                      
                        | 3.17  | 
                        There were some examples of progress. The City  of Melbourne is  reviewing their contract specification documents in terms of what are the  social commitments of the companies that would allow them to score higher for  work contracts.26 The Great Southern Development Commission supports select tendering for  Indigenous employment through public works projects.27 | 
        
                      
                         | 
                          | 
                      
                      
                        Indigenous employment targets | 
                      
                      
                        | 3.18 | 
                        Australia Post employs 583 Indigenous  Australians which represents 1.7 per cent of the workforce and 27 per cent of  these positions are above the base grade level.28 Within Australia Post, achievement against an Indigenous employment target is  incorporated into Performance Management Agreements and recruitment is managed  by Indigenous Employment Consultants.29 The  setting of targets ensures that managers continue to build their employment  base and do not rest on their laurels.30 | 
                      
                      
                        | 3.19 | 
                        The percentages of Indigenous employees in some  mining operations are also impressive, for example: 
                          
                            - Comalco,  Weipa, 17.5 per cent of the workforce with a target of  35 per cent by 2010;
 
                            - Comalco,  Gladstone, 6.5 per cent of the workforce;
 
                            - Pilbara  Iron, 3.8 per cent of the workforce with a target of  15 per cent; 
 
                            - Argyle  Diamonds, 23 per cent of the workforce were local Indigenous people in May 200531 with plans to increase this to 40 per cent by 2010;32
 
                            - BHP  Billiton Iron Ore have an Indigenous Employment Strategy with a 12 per cent  Indigenous employment target for the company and contractors by 2010;33 and
 
                            - Groote Island  Mining Company has approximately 20 per cent of its permanent workforce from Indigenous  descent.34
 
                          
                          - The  National Tertiary Education Union also believes that the inclusion of  employment targets has ensured that universities address their current  employment practices and conditions.35 This  includes increasing Indigenous employment levels and retention rates and  ensuring culturally appropriate conditions of employment.36
   | 
                      
                      
                        | 3.20 | 
                        The Tangentyere Council believes that all  government contracts should be required to consider Indigenous employment and have  a training component which reflects the Indigenous population levels in the  community and that such contract provisions should be enforceable.37                            | 
                      
                      
                        | 3.21  | 
                        Mr   Daniel Tucker  made the point that there are already government funding programs but these  cannot be used without opportunities: 
                          If  the opportunities are there to match those programs, you will find more people  accessing programs, taking up opportunities, getting involved with business,  and getting involved in the real economy. Employment and training will then  follow, and everything else will follow-education will follow and the standard  of living of Aboriginal people will start lifting. So it all comes back to  opportunities.38                             | 
                      
                      
                        | 3.22  | 
                        Recommendation 2The Committee  recommends that all Federal Government construction contracts in regional areas  give due recognition to aspirational imperatives for Indigenous employment outcomes.  | 
                      
                      
                      
                      
                        | 3.23 | 
                        Recommendation 3The Committee  recommends that the Federal Government amend government service delivery tender  requirements and contracting processes to recognise and encourage Indigenous involvement.  | 
                      
                      
                        | 3.24 | 
                        The Tangentyere Council commented that: 
                        
                          In  respect of contract preference, the inclusion of Indigenous employment  requirements in government and non-government contracts are an important step  in generating employment opportunities, but this is only effective where such  contract provisions are enforceable. From the lessons drawn from our  experiences we propose comprehensive employment gen`eration through an import  substitution model such as the successful central remote model for housing  construction. This needs to be implemented across all areas of service  provision ...39                             | 
                      
                      
                        | 3.25 | 
                        Tangentyere Council added that in addition to  creating employment opportunities for Indigenous people this will also assist people  to move to mainstream employment opportunities.40 The establishment of goals, targets and performance indicators for employment  programs will ensure that the outcomes will align with community values and  assist in building community capacity.41 Support for individuals to participate in training and employment should also  benefit communities, clans and families.42 | 
                      
                      
                         | 
                          | 
                      
                      
                        Regional economic opportunities | 
                      
                      
                        | 3.26 | 
                        Tangentyere Council called for a regionally  based quantitative assessment of labour supply and current and potential demand  to inform the development of an appropriate mix of resources for employment,  training and enterprise development.43 Programs should be operated on a regional level to achieve economies of scale; they  should have Indigenous control and access to professional expertise.44 Indigenous  Business Australia is also working on regional specific economic data to inform  business and industry initiatives.45 | 
                      
                      
                        | 3.27 | 
                        Regional circumstances dictate business  opportunities and some industries are more suitable in terms of Indigenous  interests and skill sets.46 The  Indigenous Business Development Programme and the Home Ownership Program is  designed to enable a more holistic approach to the economic development of  Indigenous people.47 The Equity and Investments Programme is designed to bring industry and  Indigenous communities together in joint venture ownership and management of  businesses for opportunities that are economically sustainable.48 | 
                      
                      
                        | 3.28 | 
                        Indigenous Business Australia is undertaking  some regional economic intelligence pilots to identify business opportunities  in the Kimberley  and Townsville areas.49 A microfinance pilot being conducted by IBA has been successful but depends on  a hands-on approach which is costly.50 The New South Wales Government provides free assessment and advice on growth  opportunities and the Badyari   Ngalaya supports partnerships  between Aboriginal enterprises and Australian business leaders.51 
                          We  are actually getting inundated with requests from state and territory  governments to talk to the economic agencies. Traditionally, we have met some  in the past, but the doors have opened up a lot more now. I am not sure whether  that is a reflection of the fact that we have access to more capital, but I  think they genuinely see opportunities within their states and territories.52  | 
                      
                      
                        | 3.29 | 
                        There are opportunities available which have not  been pursued. In Shepparton there is an unemployment level of less than 5 per  cent and the shortage of skilled labour means that companies have plant  equipment sitting idle while the local Indigenous community has high  unemployment levels.53 Another  opportunity suggested by the Great Southern Development Commission was for  infrastructure development and contracting services in the joint management  arrangements in national parks and high conservation areas which could provide  long-term sustainable employment opportunities.54 | 
                      
                      
                        | 3.30 | 
                        The opportunities for Indigenous employment in  regional and remote areas are principally in mining and infrastructure  development on Aboriginal land, management of national parks, reserves and  Aboriginal land, mainstream services and Aboriginal enterprise development.55 Land  management projects also enable the families of the traditional owners to be  actively engaged on their land.56 | 
        
                      
                        | 3.31 | 
                        The Department of Agriculture, Fisheries and Forestry  employs Indigenous officers in the Northern Australia Quarantine Strategy to  protect Australia  from entry of exotic pests, disease and weeds.57 Aquaculture also provides employment and training opportunities as well as  supplementing food production.58 The  National Indigenous Forestry Strategy, the Natural Heritage Trust and the  National Landcare Program also provide training and employment opportunities.59 | 
                      
                      
                        | 3.32 | 
                        Also young people in some regional areas aspire  to working in the pastoral industry as their fathers and grandfathers did.60 There is the capacity to increase pastoral production on this land and there  are already a number of well-run Indigenous owned and operated cattle  enterprises.61 | 
                      
                      
                        | 3.33 | 
                        Key factors in achieving Indigenous employment  outcomes include identification of the aspirations of the Indigenous groups,  the viability and sustainability of proposed enterprises, developing capacity  and assessing commitment of prospective employees and effective collaboration  with all stakeholders.62                            | 
                      
                      
                         | 
                          | 
                      
                      
                        Lessons for the future | 
                      
                      
                        | 3.34 | 
                        Mr   Willie Gordon,  who developed Guurbi Tours, relates  the story of his own initiation into the entrepreneurial world: 
                          I  couldn't start my business because I didn't know how to. The only thing that I  knew was how to be involved in a workshop and planning and making strategies.  Apart from lack of knowledge, there were other blockages: lack of support, lack  of funds, and the viability question. And fear was stopping me. Business is  about making decisions and taking responsibility, but in Hope Vale  decisions were always made by somebody else.63                             | 
                      
                      
                        | 3.35 | 
                        Mr   Michael Winer  believes that building strong Indigenous institutions has been one of the great  success factors in Cape York and it works with  health, education, business development or employment: 
                          They  face north into their people and that turns a situation of having hundreds of  field officers running around and endless meetings and things into a situation  where it is the Indigenous organisations that take the responsibility for  sorting out the political, cultural and law issues. That is where everyone,  particularly government, gets tangled up.64                             | 
                      
                      
                        | 3.36 | 
                        Indigenous Enterprise Partnerships (IEP) works  on business, economic and land management issues and believes in building the  capacity of Indigenous organisations and institutions to provide services to  Indigenous people.65 IEP's platform of engagement involves: 
                          ...  putting high-level expertise behind Indigenous ideas and programs, whether that  be in employment, economic development or business development, and quite often  into the social programs as well, because we find that one cannot operate  without the other. You need a strong health program, a strong youth and child  program, a strong leadership program and strong family programs if you are to  get strong employment and economic development outcomes.66  | 
                      
                      
                        | 3.37 | 
                        While the Committee  acknowledges the importance and success of initiatives such as the National  CDEP and IEC Achievement Awards, Jobs Careers Future Awards and Corporate  Leaders for Indigenous Employment Awards, the Committee  believes that formal recognition of the achievements by the Parliament is  appropriate to reflect the significance of the employment and entrepreneurial  outcomes which Indigenous individuals and communities have achieved.  | 
                      
                      
                         | 
                          | 
                      
                      
                        Good business | 
                      
                      
                        | 3.38 | 
                        Pilbara Iron believes that there is a business  case for employing Indigenous people.67 There are benefits to business being able to employ within local communities in  terms of retaining Aboriginal employees.68 This means that there are people earning good money which has a multiplier effect.  Previously mining companies employed expatriate non-Aboriginal staff who did  not invest their long-term assets locally and therefore did not contribute to  regional development.69 | 
                      
                      
                        | 3.39 | 
                        The Australian and New Zealand Bank,  Commonwealth Bank and National Australia Bank all have Indigenous employment  initiatives.70  
                    The  key aim of the National's initiative is to develop and implement long term  systemic and cultural change to create employment pathways and maximise the  employment prospects of Indigenous Australians within the organisation.71  | 
                      
                      
                        | 3.40 | 
                        It is good business to employ Indigenous people: 
                     ...  because people want to bank where their own people are. I actually took my  business from one bank ... to the ANZ because of Bruce's  commitment to our people. We shop at Woolworths  because of their commitment to our people. We have money. Whether it is the  welfare dollar or whatever, we have wealth with our money. We have to buy food.72                             | 
                      
                      
                        | 3.41 | 
                        The Indigenous Employment Strategy Framework for  Industry provides a commitment by the Australian Chamber of Commerce and  Industry to increase employment for Indigenous people in the private sector.  The development of the strategy has resulted in many association members  exploring ways to address current skills shortages through the employment of  Indigenous people.73  
                     ...  increased economic independence through partnerships with industry, especially  in rural and remote communities, lies in indigenous communities being able to  effectively negotiate with the minerals and resources sectors as well as being able  to access venture seed capital and contractual commitments. Addressing these  issues at the national level would greatly assist the self-determination of  many indigenous communities.74  | 
                      
                      
                        | 3.42 | 
                        The Queensland Government suggested the  Commonwealth Government develop and implement strategies to market Indigenous  employment to employer groups and unions and provide incentives to industries  which have the best prospects of employing Indigenous people.75 For example, Mission Australia suggested that tourists coming to Australia wish  to see traditional Aboriginal faces but how many Indigenous people from remote  areas do corporate partners within the Indigenous employment program employ?76 | 
                      
                      
                         | 
                          | 
                      
                      
                        Entrepreneurship and sustainable business | 
                      
                      
                        | 3.43 | 
                        An effective way to increase the level of self  employment for Indigenous Australian can be through their participation in  small enterprises.77 It  was argued that without sustainable businesses, there can not be sustainable  employment.78 | 
                      
                      
                        | 3.44 | 
                        Indigenous entrepreneurial activity has been  ongoing for thousands of years,79 and continues in modern-day Australia,  in both urban and rural areas. Nonetheless, 'within mainstream Australia there  is possibly no mental construct of successful urban Indigenous entrepreneurs,  and Australians have been seduced into believing that "blackfellas are all  outback".'80 | 
                      
                      
                        | 3.45 | 
                        An entrepreneur is '... someone who breaks the  status quo, can create an enterprise with very limited capital ... and can move  forward into an area in society where they would not have been before.'81 Entrepreneurship  is about action: it is 'the ability to create and build something from  practically nothing. It is initiating, doing, achieving, and building an  enterprise or organization rather than just watching, analysing or describing  one'.82 | 
                      
                      
                        | 3.46 | 
                        On the importance of entrepreneurship and small  business to Indigenous progress, Dr   Foley added that: 
                          It  enables a certain part of Aboriginal Australia to move forward and be in  control of what they are doing. They become a part of a wider society. They  still maintain their Indigenousness. They do not lose their Aboriginality-that  is for sure. They can still control it, but it is far easier to control your  cultural beliefs when you have control of your financial resources. When you do  not have control of your financial resources, you do not really have control of  your life.83                             | 
                      
                      
                        | 3.47 | 
                        The Centre for Aboriginal Economic Policy  Research listed the factors common to successful Indigenous business as: 
                          
                            - Positivity:  a positive attitude that is the driving force in the pursuit of business  success;
 
                            - Image:  an aim to project a positive image of their business which includes the use of  a non-Indigenous accountant to indicate legitimacy (accountability) in their  business counteracting negative social stereotypes against Indigenous business  people;
 
                            - Education  and Industry experience: there is a strong relationship between education,  industry knowledge-experience and business success;
 
                            - Networking:  a strong development of networking channels of business contacts;
 
                            - Family:  a common shared positive relationship between family and business, and
 
                            - Discrimination:  a common level of public and institutional discrimination that affects the  day-to-day activity of the business.84
 
                                                       | 
                      
                      
                        | 3.48 | 
                        Dr   Foley has identified an attitude  of positivity as being common amongst successful Indigenous entrepreneurs which  he described as 'possibly the most outstanding personal attribute': 
                          Positivity is this attitude that you cannot fail and that you  will achieve. Those positive people are prepared to put things on the line, to  make calculated judgments and to go past the status quo of the normal circle of  comfort. That is so with most entrepreneurs but more so in this case because it  actually bypasses some cultural influences as well. I think the most  outstanding thing is that drive to succeed.85                             | 
                      
                      
                        | 3.49 | 
                        Dr Foley added:
                          'We must succeed; there is no alternative.'  The Indigenous businesspeople saw they could not fail. That was very important  to them. They also felt it gave them control of their lives-they finally had  choices in their life; they were no longer the employee, they were the  employer.86                             | 
                      
                      
                         | 
                          | 
                      
                      
                        Small business opportunities | 
                      
                      
                        | 3.50 | 
                        Mr Warren Mundine  believes that small business development needs to be encouraged in the  communities to enable community members to learn about managing a business.87 The Productivity Commission found that those who are self employed are in the  'trade and lower skilled occupations such as plant and machinery operators and  labourers'.88 Mr Mundine  would like to see more Indigenous people move into the trades and the local  carpenter or maintenance person should be encouraged to become self-employed  and reap the benefits from this.89
                          Profit  is not a bad word-it has been in Aboriginal communities for many years in  regards to enterprises. We have to sell that as a good word. We have to also  make the Indigenous people in those communities shareholders. I deliberately  use the word 'shareholders' rather than being 'members' of some of these  enterprises, because in the sense of shareholders you actually get a benefit.  If that enterprise is working, you get a benefit from it; if it is not working,  then you get the failings of that enterprise. This creates a cultural shift in  people's minds in that whether it does or does not work, it reflects back on  themselves. We need to have that instilled in people to get things moving  along.90  | 
                      
                      
                        | 3.51 | 
                        Indigenous people have a competitive advantage  in arts and tourism industries and the public and private sectors should be  encouraged to invest in these areas.91                            | 
                      
                      
                         | 
                          | 
                      
                      
                        Tourism potential | 
                      
                      
                        | 3.52 | 
                        Tourism is the largest employer in Australia with  7.2 million international visitors arriving in 2004.92 It  is a $73 billion industry employing half a million Australians.93 There are already untapped opportunities for Indigenous enterprise,  particularly in the tourism industry. Some 80 per cent of visitors to Australia say  that they would like to participate in an Indigenous tourism experience94 while  15 per cent currently avail themselves of an Indigenous experience while  visiting.95 Almost  50 per cent of Australians are also interested in having a more immersive Indigenous  experience.96 Cultural pursuits can also have practical market value.97 In  traditional fields such as art and tourism, Indigenous people can maintain an  attachment to the traditional culture.98 Exit surveys for international tourists have found that they would have liked  to have seen more Indigenous culture.99 | 
                      
                      
                        | 3.53 | 
                        There are people now wanting to get into the  tourist industry who have never been a tourist or worked in tourism or in some  cases never worked a regular job.100 These people need work experience before they need to develop a business plan.101 Tourism  is very competitive and Tjapukai   Aboriginal Cultural   Park is visited by less  than 10 per cent of the visitors to the Cairns  region.102 People working on tour desks are paid by commission and there are 300-400  activities in the area.103 IBA  is helping to address this shortfall by participating in investments such as  Kakadu, Kings Canyon, Fitzroy Crossing, Monkey Mia  Dolphin Resort, Lake   Mungo and Tjapukai Aboriginal Park  and using these facilities to provide tourism training for Aboriginal people.104 | 
                      
                      
                         | 
                          | 
                      
                      
                        Indigenous art and craft | 
                      
                      
                        |   | 
                        In some communities, particularly in regional or  remote localities, art production stands as the only source of externally  generated income. The income generation capacity of artists has significant  flow on benefits to individuals, the artists' extended family and their  community as it results in increased purchasing power, increased self esteem,  the creation of positive community profiles and enhanced cultural transmission.105                             | 
                      
                      
                        | 3.54 | 
                        Mr Mikael Smith  gave the example of TAFE graduates in arts and craft even though this usually  does not pay well and saw: 
                          ...  the biggest growth area in Aboriginal employment in small business and in  people undertaking roles where they are not held back by the constraints of governments  and big corporate organisations and are free to manufacture, produce and do  whatever they want to. I think there can be a level of support provided by the  Commonwealth and state governments and even local governments to assist in that  process ... there can be opportunities in local government to facilitate some  outcomes through corporate gifts, art collections and all sorts of things.106                             | 
                      
                      
                        | 3.55 | 
                        The Indigenous visual arts industry is an  excellent example of successful Indigenous enterprise, with an estimated  minimum value of $100 million per annum.107 There is, however, a need to protect the rights of the Indigenous artists and  the integrity of the art.108 The Committee notes with concern  evidence suggesting that opportunities for Indigenous enterprise in the areas  of art and craft are being adversely affected by an influx of cheap,  unauthentic products onto the market.109 The Rainbow Serpent Pty Limited described the Aboriginal craft industry as  being in crisis because of the proliferation of unauthentic products which are  appearing in Aboriginal craft stores.110 This has resulted in the closure of a number of stores and artists are leaving  the industry because their market is shrinking.111 It  is noted that the Department of Foreign Affairs and Trade is working with the  Department of Communication, Information Technology and the Arts, Austrade, the  Australia Council and other peak bodies in relation to this issue.112 | 
                      
                      
                        | 3.56 | 
                        Culture and language programs contribute to the  operational funding of some community centres and this provides employment  opportunities for Indigenous people in a range of roles including: 
                          ...  language experts, teachers, sound recordists, archivists, interpreters,  heritage and cultural officers, administrators and office staff. Through  language and cultural centres, Indigenous people are afforded recognition of  their cultural knowledge and gain proficiency in the use of information and  communications technology, administration, teaching, governance and management.  Employment in such centres provides a strong community focus for Indigenous  employees, and can be instrumental in building community cohesion and  self-respect.113                             | 
                      
                      
                        | 3.57  | 
                        A study by Dr Boyd    Hunter has shown  that most of the Indigenous small business growth has been in enterprises that  do not employ other people and therefore policies encouraging Indigenous  self-employment may not have a substantial impact on overall employment  outcomes.114 The Committee believes, however,  that there are other less direct benefits in terms of the multiplier effect of  income and as role models for others. Successful Indigenous businesses were  described as having a 'snowball effect', where families that have established  successful businesses are starting to mentor other community members about  business development and building a business knowledge base in their  communities.115 | 
                      
                      
                         | 
                          | 
                      
                      
                        Business development | 
                      
                      
                        | 3.58  | 
                        Historically there has been a high failure rate  in business development so support is now being provided.116 Mrs Cheryle Taylor,  Manguri Employment Services, described the challenge in moving from a grant  funded organisation to a business model.117  
                          Indigenous  people need to learn about business. Most of us want to do it. Most of us have  the will and the desire to do it. But we have never operated out of a business  model. As much as we want to do it, failure becomes almost inevitable if you  really do not know that well what you are going into. Education around that  sort of thing is really important. That whole thing about pushing enterprise is  critical.118  | 
                      
                      
                        | 3.59  | 
                        The Queensland Government suggested the development  of alliances and partnerships with industry and the banking and financial  sectors to support Indigenous small business development.119 Entrepreneurial support was seen by the South Australian Government as one of the  areas where it is difficult to 'get a coalition effort' and there is a need to  bring together state and federal support and assistance efforts.120 In New South Wales  enterprise development is: 
                          ... a  key priority for Aboriginal people and New South Wales is taking a holistic partnership based approach  with all three tiers of government, the private sector and Aboriginal  organisations.121  | 
                      
                      
                        | 3.60  | 
                        Sound ideas with good governance lead to success  in business investment.122 The Indigenous Business Development Programme aims to provide Indigenous people  with market intelligence, skill development and alternative funding products to  increase their independence from governments and to 'improve their capacity to  make life choices'.123 | 
                      
                      
                        | 3.61  | 
                        The Victorian Government complements the  Commonwealth funding for Indigenous Business Development through the Koori  Business Network (KBN) and provides business training, networking and support  services and assistance in finding new markets.124 A  strategy links key Victorian Government economic development agencies with  Indigenous entrepreneurs and business owners 'to ensure that they are provided  with comprehensive business support services which allows for growth and  sustainability of Indigenous participation'.125 Additional funding has been provided to enable the KBN to focus on business opportunities  relating to Indigenous land ownership, ecotourism and cultural activities.126 During the Commonwealth Games in Melbourne, KBN had almost 200  Indigenous business people go through their doors.127 | 
                      
                      
                        | 3.62  | 
                        Rio Tinto Ltd referred to the Corporate Leaders  Program and questioned whether small businesses should not get the same level  of support to engage an Aboriginal person for the first time.128 The Committee believes that small  business also has an important role to play in improving indigenous employment  outcomes in the future.                             | 
                      
                      
                        | 3.63  | 
                        Recommendation 4The Committee  recommends that the Federal Government ensure that small businesses employing  Indigenous people receive comparable support to that received by the large  business sector.  | 
                      
                      
                         | 
                          | 
                      
                      
                        Business mentoring | 
                      
                      
                        | 3.64  | 
                        This 'fire in the belly', or entrepreneurial  spirit, can be developed and enhanced by a mentor, who provides advice and  support to the entrepreneur in a culturally appropriate way.129 Mr Willie Gordon  described the role played by his friend Judy Bennett  in the development of his business: 
                          ... Judy focussed on  me. She believed in me, and encouraged my ideas. She gave me direction, showing  me how to move forward to achieve my goals, and she got involved, actually  doing the job with me step by step. And she gave me an energy. If you want  sustainability you need energy from somewhere and somebody. In business you  need to be inspired.
                           
                           
                        But  Judy didn't solve my problems for me.  This is really important, as I am the only one that can decide what I should or  will do. Instead, she gave me options and information, and acted as a  sounding-board whilst I worked out the best solution for me. This empowered me  to make my own decisions based on our cultural values.130   | 
                      
                      
                        | 3.65  | 
                        The assistance of a mentor is an excellent means  of delivering training in business and management skills on a one-to-one basis.  Business mentoring is already provided as an aspect of a number of government  programs.131 First Australians Business is a national one-to-one mentoring program for  Indigenous business people, with mentors providing advice on business ideas and  goals, funding submissions, marketing, developing a business plan, budgeting,  time management, networking and product knowledge.132 | 
                      
                      
                        | 3.66  | 
                        The Business Ready Program, through the  Department of Industry, Tourism and Resources, involves the appointment of 10  successful business people who each mentor 10 Indigenous businesses.133 The  Emerging Indigenous Entrepreneurs Strategy is to link private sector mentors to  community members wanting to start a business. It is also hoped that Indigenous  Tourism Australia  will play an important role in connecting the demand for Indigenous tourism  experiences to a sustainable supply within communities.134 | 
                      
                      
                         | 
                          | 
                      
                      
                        The nature of the business | 
                      
                      
                        | 3.67  | 
                        Like any business, an Indigenous enterprise must  have certain qualities in order to succeed: it must have good product,  excellent staff, and have a sound economic basis. Narana Creations described a number of factors as contributing to  the success of its enterprise, including creative planning, excellent staff,  unique cultural products, and professional attention to customer service and  detail.135 A number of witnesses pointed to the importance of supporting only those  Indigenous business ventures that are economically viable.136                            | 
                      
                      
                        | 3.68  | 
                        The Arnhemland Progress Association is a  financially independent Indigenous organisation that derives its income from  the successful operation of 13 community retail stores. All staff, with the  exception of the management team, are Indigenous. The organisation credits its  success to a number of factors, including: 
                       - The Chair and Board of Directors are Indigenous  people from member communities, so members of the community see the  organisation as being run by their own people;
 
                       - Store management are specifically employed to  work with and train Aboriginal staff, and must be committed to that goal; and
 
                      - The organisation is culturally sensitive and  understands the importance of family and cultural obligations.137
                              | 
                      
                      
                        | 3.69  | 
                        The presence of Indigenous staff is integral to  the success of Indigenous enterprises, particularly where a significant  percentage of the business's clients are Indigenous. The Tangentyere Job Shop  stated that having primarily Indigenous staff produced strengths including  cultural understanding and communication skills, the ability to work with  people who have been through hard times, local knowledge and limited turnover.138                            | 
                      
                      
                        | 3.70  | 
                        In the Cape York  context, strong Indigenous institutions taking responsibility for sorting out  political, cultural and legal issues were seen as a key strength. As Mr Michael   Winer of Indigenous Enterprise  Partnerships said, 'It is the Aboriginal people who know whether a particular  tourism site is on a person's land or someone else's land and what permission  processes are needed. It is about putting our confidence and support behind the  leadership'.139                            | 
                      
                      
                         | 
                          | 
                      
                      
                        Access to capital | 
                      
                      
                        | 3.71  | 
                        A recurring theme that emerged from evidence  presented to the Committee was the  need for access to capital in order for Indigenous businesses to succeed. There  is a lack of trust between financial organisations and Indigenous people and  communities and the lack of capital is an issue for Indigenous people wishing  to establish a business.140 This can be an insurmountable hurdle for many.                             | 
                      
                      
                        | 3.72  | 
                        It is almost impossible for Indigenous people to  gain finance and some resort to using credit cards as their initial capital.141 You need to have 'bricks and mortar' to get finance.142 A relatively low level of home ownership among Indigenous Australians is a  significant impediment to providing equity for business finance.143                             | 
                      
                      
                        | 3.73  | 
                        Problems faced by Indigenous women in accessing  finance have been particularly acute. Lack of access to adequate funding  appears to be a significant factor that affects the ability of Indigenous women  in rural areas to operate businesses.144                             | 
                      
                      
                        | 3.74  | 
                        Successful Indigenous businesses have generally  had to find innovative ways to overcome a lack of access to capital.145 Some enterprises have been able to source financial support from alternative  sources. For example, the Tangentyere Job Shop, a not-for-profit enterprise  that operates a Job Network service, receives financial support from  Tangentyere Council.146 Other Aboriginal businesses have sourced funding from mining royalties and the  sale of property.147                            | 
                      
                      
                        | 3.75  | 
                        The Northern Land Council explained that the  lack of capital made enterprise development very difficult: 
                          It  means we must either rely on others to generate the demand for our labour or  use our position as land owners to leverage that demand, and that is  essentially what we do.148                             | 
                      
                      
                        | 3.76  | 
                        Access to land is also an important criterion  for success in some Indigenous enterprises. The Nyirrangu Muay Wurrga'ada  Association pointed to the need for autonomous family ownership and control of  land as a base for building enterprise opportunities to allow families to break  away from welfare dependency.149 Ms Eileen Deemal-Hall  also stressed the importance of having a mortgageable asset before approaching  banks for finance to enable an enterprise to be established.150 Mr Warren Mundine  believes that: 
                          A  more radical approach is needed whereby we move away from communal land ownership  and non-profit community based businesses and take up home ownership, economic  land development and private, profit making businesses.151  | 
                      
                      
                         | 
                          | 
                      
                      
                          | 
                      
                      
                        | 3.77  | 
                        The Indigenous Land Corporation (ILC) provides  land management and land acquisition programs for Indigenous people. The ILC  assists applicants to develop viable and sustainable businesses.152                            | 
                      
                      
                        | 3.78  | 
                        The Bawinanga Aboriginal Corporation (BAC) gave  evidence that much more could be done with regard to development of commercial  enterprises if business funding was tailored to meet the unique scenarios  encountered in Indigenous communities. The BAC called for funding bodies to  accept greater risk in relation to Indigenous businesses, and to relax  requirements for security on loans.153 The Queensland Indigenous Local Governments Association also called for  business development funding in Indigenous and remote areas.154 | 
                      
                      
                         | 
                          | 
                      
                      
                        Microcredit | 
                      
                      
                        | 3.79  | 
                        Financial assistance from traditional lending  sources or the government was not available to most of the successful  Indigenous businesses studied by Dr   Dennis Foley.155 Micro-credit  can be a means of obtaining small loans, which increase in size as earlier  loans are repaid.156 The Grameen Bank model used in developing countries defines micro-credit as  'the extension of small loans to entrepreneurs too poor to qualify for  commercial lending'.157 Microcredit  enables people to engage in self-employment projects that generate income. There  is a need in Australia  for microfinance as start up and working capital for Indigenous enterprises.158 | 
                      
                      
                        | 3.80  | 
                        Mr Michael Winer  from Indigenous Enterprise Partnerships, sees the availability of microcredit  as very beneficial.159 Mr Winer  added, however, that success will be when Indigenous people can go through the  normal channels because they have such a good business case.160 | 
                      
                      
                        | 3.81  | 
                        Indigenous Business Australia (IBA) provides  microfinance with starting amounts about $2500:
                          Unlike a business development or lending product, where it is  all based on a commercially viable assessment, microfinance is about holding  people's hands and working through all the issues with them and getting to a  point of trust before you lend them money. The loans are very small, but they  can gradually increase from thereon. Hopefully they can move into mainstream  finance over a period of time.161                             | 
                      
                      
                        | 3.82  | 
                        The First Australians for Business program has  had some success but is not available in all regions and local mentors and  training are needed for ongoing success.162 Rio Tinto has other strategies including direct job placement, joint venture  operations and internal business incubators.163                            | 
                      
                      
                        | 3.83  | 
                        The South Australian Young Indigenous  Entrepreneur Program has a range of activities and a focus on potential  micro-financing projects that will enable Indigenous people to manage their own  businesses.164 The South Australian Government is also considering in the apprenticeship  program, a fifth and sixth year to cover setting up their own business and  becoming a subcontractor.165 | 
                      
                      
                        | 3.84  | 
                        IBA and the Department of Employment and  Workplace Relations have a number of initiatives for helping to provide  Indigenous entrepreneurs with access to start-up capital as well as market  intelligence, skill development services (mentoring and marketing advice) and  alternative funding products.166 Although these programs appear to have had some success, there is a need to  make these programs more accessible, and for government to seek out Indigenous  entrepreneurs who may benefit from small business loans or the provision of  micro-finance. The Committee believes  that IBA and DEWR should be encouraged to further seek out appropriate  recipients of small business assistance and micro-finance.                             | 
                      
                      
                        | 3.85  | 
                        Recommendation 5The Committee  recommends that the relevant government departments that administer programs  providing micro-finance and small business assistance to Indigenous people,  actively promote such programs and facilitate better access to that support.  | 
                      
                      
                         | 
                          | 
                      
                      
                        Education and business skills | 
                      
                      
                        | 3.86  | 
                        Dr   Foley's findings include: 
                          - when in business one must adapt to the  mainstream business culture;
 
                          - there is a correlation between success and  formal or technical education;
 
                          - networking skills are essential for success and  this is linked to the connections made during the education process;
 
                          - the reinvestment of funds into the business for  growth capital and human capital;
 
                          - co-cultural theory and ethnic theory may be  relevant to population concentrations/geographic focus; and
 
                          - non-indigenous spouses may facilitate access to  external capital, business finance, family capital, business human capital,  higher education and business experience.167
                              | 
                      
                      
                        | 3.87  | 
                        Indigenous people have their own ideas, motivation  and passion, but they often need to be provided with the right information to  bring their ideas to fruition.168 
                          In addition, cultural values and communal decision-making do  not necessarily fit with commercial decision-making and management  responsibilities necessary to support and sustain successful small business  development.169                            | 
                      
                      
                        | 3.88  | 
                        Education is particularly important in providing  entrepreneurs with business and people skills.170 A study conducted by Dr   Dennis Foley found that of the people  involved in 50 successful Indigenous businesses, approximately 52 per cent had  tertiary qualifications, 20 per cent had trade qualifications and 88 per cent  had Year 12 qualifications.171 The need to improve educational opportunities and achievements for Indigenous  people is dealt with more fully in Chapter 6. Dr Foley  made the point in relation to education that:
                           
                          This may not provide direct skills for business success  however it would appear that it does provide exposure to life skills for  business success and the skills necessary for the analysis or opportunity  recognition.172  | 
                      
                      
                        | 3.89 | 
                        In the case of Indigenous entrepreneurs, Dr Foley  added that it is exciting that the second generation is receiving an education.173 For children to receive an education, it is a case of educating the Indigenous  parents and there must be an acceptance that they also have a responsibility.174                            | 
                      
                      
                        | 3.90  | 
                        The advice of good consultants and effective  creative partnerships were seen to be instrumental in the development of a  successful enterprise.175 Some of the people who gave evidence pointed to the need for training in  financial planning and management,176 as  well as advice on marketing, training, monitoring and facilitation of access to  other public and private sector services.177 The Tangentyere Job Shop partly attributed its success to excellent business  advice received from accounting firm Deloittes in the dynamics of running a  successful business.178 | 
                      
                      
                        | 3.91  | 
                        A lack of knowledge and business skills can be  disempowering for Aboriginal communities. This is the case when it comes to  reporting or addressing situations of corruption or inappropriate management,  maintaining control of community corporations, or having a basic level of  knowledge to know the difference between good and bad advice.179                            | 
                      
                      
                        | 3.92  | 
                        The Committee  was informed of a range of government programs available for the purposes of  providing business advice and passing on business skills. For example, in New South Wales, these  include the Aboriginal Business Review, the Aboriginal Business Growth Program,  Aboriginal Business Link Program, and the Budyari Ngalaya First People's  Business Partnerships Program, supporting partnerships between Australian  businesses and Aboriginal people.180 In  Victoria,  the Koori Business Network promotes Indigenous entrepreneurs through the  provision of services aimed at business training, assistance in finding new  markets and business networking and business support services.181 Measures  for improving business opportunities for Indigenous people in the ACT are set  out in the Economic White Paper for the  Australian Capital Territory.182 | 
                      
                      
                        | 3.93  | 
                        The Committee  is aware that there is still a lack of access to effective business training  and mentoring programs, and long-term management and directorial education  programs, available for many Indigenous people.183 There is also evidence of a lack of whole-of-government coordination in the  delivery of services to potential Indigenous entrepreneurs.184                            | 
                      
                      
                        | 3.94  | 
                        There is also a need for advice and education in  respect of non-Indigenous business practices. Because a majority of customers,  creditors and debtors of a business will usually be non-Indigenous, it was  suggested that successful Indigenous business people must align themselves with  the dominant culture.185 An example of this was provided by Mrs   Judy Freeman,  Director of Marketing at Tjapukai Aboriginal Cultural Centre: 
                          The minute that you allow the funerals and the community  obligations to close down the business - even for a moment - that business is  finished because it would be running along community policy and directives, not  commercial policy.186                            | 
                      
                      
                        | 3.95  | 
                        The Committee  is also cognisant of the findings of research into Indigenous business  undertaken by the National Centre for Vocational Education Research on behalf  of the Australian Government, and state and territory governments. The key  findings were: 
                      - support for learning in Indigenous business must  be sensitive to location;
 
                       - learning is most effective when tied to earning  and conducted through commercial  Indigenous business; and
 
                      - businesses operated primarily for social and  community benefits are not ideal training grounds for Indigenous entrepreneurs.187
                             | 
                      
                      
                        | 3.96  | 
                        Small business programs developed in  non-Indigenous contexts may not be appropriate in an Indigenous community  context. There may be a number of challenges facing Indigenous Australians  attempting to establish economic development opportunities in regional areas.188 Management and decision-making structures must be appropriate to Indigenous  business ventures:
                          ...  the development and delivery of economic and Indigenous business development  initiatives that recognise commercial factors, but also reflect Indigenous  economic, social, cultural and legal realities remain a priority for IBA.189  | 
                      
                      
                        | 3.97  | 
                        There is a need for education and training that  is delivered face-to-face, is hands-on, culturally appropriate, and is  delivered by trainers who are either Indigenous or experienced with Indigenous  learners.190                             | 
                      
                      
                        | 3.98  | 
                        Dr   Dennis Foley's research  identified a need for Indigenous business incubators with links to established  mainstream businesses and Indigenous business operators, and associated with  vocational and other educational centres. This could be achieved by examining  and adapting established business incubator programs in mainstream Australia.191                             | 
                      
                      
                        | 3.99  | 
                        The Committee  believes that there is a need for an effective whole-of-government approach to  the delivery of education and skills in relation to Indigenous enterprise. The Committee believes that the federal government  should consider how Indigenous Coordination Centres can better play a role in  the delivery of services to Indigenous entrepreneurs, based on existing  research regarding the needs of Indigenous people in this area. The Committee acknowledges that the role of the business  mentors may be instrumental in providing enhanced services in this area.  | 
                      
                      
                         | 
                          | 
                      
                      
                        Family or kinships | 
                      
                      
                        | 3.100  | 
                        One of the issues successful Indigenous  entrepreneurs dealt with was the attempts by extended families to obtain money  or produce.192 
                          ... if as an Aboriginal entrepreneur you fail to distinguish  between the business and your family obligations, there is a 100 per cent  failure rate. If you can disassociate it, you have as good a chance as anybody  else of surviving as a business and contributing to the community.193                            | 
                      
                      
                        | 3.101  | 
                        This capital is necessary for reinvestment in  the business.194 Dr Dennis Foley  stated: 
                          One of the problems you have when you are Indigenous and in  business-such as retail-is that all of a sudden you have relatives coming out  of the woodwork. Successful entrepreneurs knew how to say no, because the money  had to go back into stock, and they quickly educated people about this.195                            | 
                      
                      
                        | 3.102  | 
                        Dr   Foley listed the major motivators  as a hatred of poverty; a strong desire to provide for children; a positivity  to succeed; providing choices in the participants lives; and that it is seen as  a form of self determination and participants have more control of their lives.196 Dr Foley found that a dominant motivator was to provide for the nuclear family  and for the wider family, however, successful entrepreneurs 'knew when and how  to say no to wider family or other Indigenous people'.197 Family obligations can therefore be treated as a motivator rather than an  impediment.                            | 
                      
                      
                        | 3.103  | 
                        This was an issue also confronted by Willie Gordon,  and resolved by him developing a solution that was compatible with his values,  from options provided to him by his mentor.198                              | 
                      
                      
                        | 3.104  | 
                        Once an appropriate solution to managing family  and kinship obligations has been reached, a successful Indigenous enterprise  has the potential not only to achieve economic independence for the  entrepreneur herself or himself, but also to create flow-on effects in terms of  the welfare and employment prospects of other family and community members.199                              | 
                      
                      
                        | 3.105  | 
                        Indigenous Business Australia's commercial  programs focus more on families and individuals while other government programs  tend to focus on communities or larger organisations.200 Mr Ron Weatherall  commented on the different models of Indigenous enterprise development and the  identification of best practice in clan or family group approaches.201 
                          Greater and greater individualism is evident also as  communities urbanise. Therefore, there should be less emphasis on community  based businesses and more emphasis on businesses run by individuals, in which  wider family members will often be the only employees.202                            | 
                      
                      
                         | 
                          | 
                      
                      
                          | 
                      
                      
                        | 3.106  | 
                        Mr   Michael Winer  commented that: 
                          The businesses that were constructed in the communities were  generally council run. They were generally managed by non-Indigenous people and  they generally operated on a communist social model of enterprise, so you have  to deconstruct that. That is really tough. You have to back the solo little  individuals in the community who then become the catalysts for further business  development. We are seeing in some of these early communities a few businesses  that have been going for two or three years. A range of other family members  are saying, 'We want to talk about business; we want to look at business.'203                            | 
                      
                      
                         | 
                          | 
                      
                      
                        Discrimination | 
                      
                      
                        | 3.107  | 
                        The Committee  was informed that discrimination from both customers and suppliers is  commonplace in affecting Indigenous entrepreneurs.204 Dr Foley  described entrepreneurship as ' ... an essential step in the eradication of  ignorance that breeds contempt and perpetuates racial stereotyping'.205
                          Entrepreneurship  is actually seen as a way of circumventing discrimination. If you cannot get  past discrimination in your entrepreneurship then you are fairly stuffed. It is  my opinion that discrimination is particularly difficult to address in  legislation, so I am not really advocating that. It requires fundamental change  to the behaviour of the people doing the discriminating.206  | 
                      
                      
                         | 
                          | 
                      
                      
                        Concluding comments | 
                      
                      
                        | 3.108  | 
                        The Committee  was impressed with the extent and range of Indigenous businesses now  succeeding. The Committee believes  that this will encourage others to follow this path.   | 
                      
                      
                        | 3.109  | 
                        Mrs   Cathy Duncan  commented that: 
                          It is not about opulence and wealth, because a lot of  Indigenous people are not materialistic. They are not looking for that. I think  they are just looking to be treated as equal within their community and be  called a citizen. I think that is what AES tries to achieve, so that we become  quality citizens and take away the black and white altogether.207                             | 
                      
                      
                        | 3.110  | 
                        There have recently been good practice examples  and research that will provide governments with the opportunity to learn from  these successes and to stream-line whole-of-government assistance in a more  efficient and effective manner. Partnerships between various levels of  government, existing businesses and Indigenous entrepreneurs have provided many  successful examples to inform future government policies and funding  allocations.  | 
                      
      
      
      
                      
                        | 1  | 
                        Mr Ernest Brimm, Cultural Officer, Tjapukai Aboriginal  Cultural Park, Transcript of Evidence, 27 July 2005, p. 7. Back                          | 
                      
                      
                        | 2  | 
                        Mr Daniel Tucker,  Managing Director and Owner, Carey Mining Pty Ltd, Transcript of Evidence, 27 October 2005, p. 50. Back | 
                      
                      
                        | 3  | 
                        Ms Jody Broun, Director General, Department of Aboriginal Affairs, New South  Wales, Transcript of Evidence, 19  August 2006, p. 86. Back | 
                      
                      
                        | 4  | 
                        Ms Jody Broun, Director General, Department of Aboriginal Affairs, New South  Wales, Transcript of Evidence, 19  August 2006, p. 87. Back | 
                      
                      
                        | 5  | 
                        Mr Daniel Tucker, Managing Director and  Owner, Carey Mining Pty Ltd, Transcript  of Evidence, 27 October 2005, p. 42. Back | 
                      
                      
                        | 6  | 
                        Mr Daniel Tucker, Managing Director and  Owner, Carey Mining Pty Ltd, Transcript  of Evidence, 27 October 2005, p. 43. Back | 
                      
                      
                        | 7  | 
                        Mr John Corboy, Transcript of Evidence, 11 April 2006, p. 3. Back | 
                      
                      
                        | 8  | 
                        Mr Daniel Tucker, Managing Director and  Owner, Carey Mining Pty Ltd, Transcript  of Evidence, 27 October 2005, p. 42. Back | 
                      
                      
                        | 9  | 
                        
                             Mr Daniel Tucker, Managing  Director and Owner, Carey Mining Pty Ltd, Transcript of Evidence, 27  October 2005, p. 43. Back                            | 
                      
                      
                        | 10  | 
                        Bloodwood Tree Association  Inc, Submission No. 34, p. 3. Back | 
                      
                      
                        | 11  | 
                        Central Australian Aboriginal Media  Association, Submission No. 32, p. 6. Back | 
                      
                      
                        | 12  | 
                        Mr Daniel Tucker, Carey Mining Pty Ltd, Transcript of Evidence, 27 October 2005, p. 43. Back | 
                      
                      
                        | 13  | 
                        New    South Wales Government, Submission No. 111, p. 7. Back | 
                      
                      
                        | 14  | 
                        Ms Jody Broun, Director General, Department of Aboriginal Affairs, New South  Wales, Transcript of Evidence, 19  August 2006, p. 83. Back | 
                      
                      
                        | 15  | 
                        New    South Wales Government, Submission No. 111, pp. 16-17. Back | 
                      
                      
                        | 16  | 
                        New    South Wales Government, Submission No. 111, p. 7. Back | 
                      
                      
                        | 17  | 
                        New    South Wales Government, Submission No. 111, p. 7. Back | 
                      
                      
                        | 18  | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, p. 16. Back | 
                      
                      
                        | 19  | 
                        Queensland  Government, Submission No. 105, p. 11. Back | 
                      
                      
                        | 20  | 
                        Mr Jack    Szydzik, Transcript of Evidence, 15 May 2007, p. 17. Back | 
                      
                      
                        | 21 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, p. 16; Queensland Government, Submission No. 105, p. 13. Back | 
                      
                      
                        | 22 | 
                        Saima Torres Strait Islander Corporation, Submission No. 83, p. 2. Back | 
                      
                      
                        | 23 | 
                        Mr Peter Yuile, Executive Director, Australian  Quarantine and Inspection Service, Transcript  of Evidence, 6 February 2006,  p. 9. Back | 
                      
                      
                        | 24 | 
                        Mr Bob Harvey, Group Manager, Indigenous  Employment and Business Group, Department of Employment and Workplace  Relations, Transcript of Evidence, 8  August 2005, p. 14; Ms   Jody Hamilton,  Assistant Secretary, Business and Policy Development Branch, Department of  Employment and Workplace Relations, Transcript  of Evidence, 8 August   2005, p. 14. Back | 
                      
                      
                        | 25 | 
                        Mr Bob Harvey, Group Manager, Indigenous  Employment and Business Group, Department of Employment and Workplace  Relations, Transcript of Evidence, 8 August 2005, p. 14. Back | 
                      
                      
                        | 26 | 
                        Ms Colleen Lazenby, Manager, Community Safety and  Well Being, City of Melbourne, Transcript of Evidence, 11 April 2006, p. 60. Back | 
                      
                      
                        | 27 | 
                        Great Southern Development Commission, Submission No. 68, p. 2. Back | 
                      
                      
                        | 28 | 
                        Australia Post, Submission No. 96, p. 1. Back | 
                      
                      
                        | 29 | 
                        Australia Post, Submission No.96, p. 3. Back | 
                      
                      
                        | 30 | 
                        Mr Rod McDonald, Group Manager, Human Resources, Australia Post, Transcript of Evidence, 11 April 2006, p. 17. Back | 
                      
                      
                        | 31 | 
                        Rio  Tinto Ltd, Submission No. 80, pp. 9,  23. Back | 
                      
                      
                        | 32 | 
                        Rio Tinto  Indigenous Employment in Australia, Rio Tinto Ltd, 2007, p. 10. Back | 
                      
                      
                        | 33 | 
                        Bloodwood Tree Association Inc, Submission No. 34, p. 1. Back | 
                      
                      
                        | 34 | 
                        http://sustainability.bhpbilliton.com/2005/repository/socioEconomic/ourPerformance/  employeeRelations.asp#IndigEmp#IndigEmp (accessed at 23 May 2007). Back | 
                      
                      
                        | 35 | 
                         National Tertiary Education Union, Submission  No. 76, p. 7. Back | 
                      
                      
                        | 36 | 
                        National Tertiary Education Union, Submission  No. 76, p. 7. Back | 
                      
                      
                        | 37 | 
                        Tangentyere Council, Submission No. 69, p. 14. Tangentyere Council, Supplementary Submission No. 69a, p. 2. Back | 
                      
                      
                        | 38 | 
                        Mr Daniel Tucker, Managing Director and  Owner, Carey Mining Pty Ltd, Transcript  of Evidence, 27 October 2005, p. 50. Back | 
                      
                      
                        | 39 | 
                        Mr William Tilmouth, Executive Director, Tangentyere  Council, Transcript of Evidence, 12 July 2005, p. 28. Back | 
                      
                      
                        | 40 | 
                        Mr William Tilmouth, Executive Director, Tangentyere  Council, Transcript of Evidence, 12 July 2005, p. 28. Back | 
                      
                      
                        | 41 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, p. 17. Back | 
                      
                      
                        | 42 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Department of Employment and Training, Queensland, Transcript of Evidence, 29 July 2005, p. 17. Back | 
                      
                      
                        | 43 | 
                        Tangentyere Council, Supplementary Submission No. 69a, p. 3. Back | 
                      
                      
                        | 44 | 
                        Tangentyere Council, Supplementary Submission No. 69a, p. 3. Back | 
                      
                      
                        | 45 | 
                        Indigenous Business Australia, Submission No. 104, p. 22. Back | 
                      
                      
                        | 46 | 
                        Indigenous Business Australia, Submission No. 104, p. 22. Back | 
                      
                      
                        | 47 | 
                        Indigenous Business Australia, Submission No. 104, p. 8. Back | 
                      
                      
                        | 48 | 
                         Indigenous Business Australia, Submission No. 104, pp. 10-11. Back | 
                      
                      
                        | 49 | 
                        Ms Michaela Woods, Executive Policy Manager,  Indigenous Business Australia, Transcript of Evidence, 8 August 2005, p. 31. Back | 
                      
                      
                        | 50 | 
                        Mr Ivan Parrett, Assistant General  Manager, Business Finance, Indigenous Business Australia, Transcript of Evidence, 8 August 2005, p. 27. Back | 
                      
                      
                        | 51 | 
                        Ms Jody Broun, Director General, Department of Aboriginal Affairs, New South  Wales, Transcript of Evidence, 19  August 2006, p. 87. Back | 
                      
                      
                        | 52 | 
                        Mr Ron  Morony, General Manager, Indigenous  Business Australia, Transcript of Evidence, 8 August 2005, p. 32. Back | 
                      
                      
                        | 53 | 
                        Mr Adrian Appo, Executive Officer, Ganbina  Koori Economic Employment and Training Agency, Transcript of Evidence, 11 April 2006, p. 77. Back | 
                      
                      
                        | 54 | 
                        Great Southern Development Commission, Submission No. 68, p. 2. Back | 
                      
                      
                        | 55 | 
                        Mr David Alexander, Manager, Land Management, Central Land Council, Transcript of Evidence, 12 July 2005, p. 47. Back | 
                      
                      
                        | 56 | 
                        Mr David Alexander, Manager, Land Management, Central Land Council, Transcript of Evidence, 12 July 2005, p. 51. Back | 
                      
                      
                        | 57 | 
                        Department of Agriculture, Fisheries and  Forestry, Submission No. 100, p. 1. Back | 
                      
                      
                        | 58 | 
                        Department of Agriculture, Fisheries and  Forestry, Submission No. 100, p. 1. Back | 
                      
                      
                        | 59 | 
                        Department of Agriculture, Fisheries and  Forestry, Submission No. 100, pp.  2-3. Back | 
                      
                      
                        | 60 | 
                        Mr David Alexander, Manager, Land Management, Central Land Council, Transcript of Evidence, 12 July 2005, p. 57. Back | 
                      
                      
                        | 61 | 
                        Indigenous Land Corporation, Supplementary Submission No. 63a, p. 1. Back | 
                      
                      
                        | 62 | 
                        Indigenous Land Corporation, Submission No. 63, p. 3. Back | 
                      
                      
                        | 63 | 
                         Judy Bennett  & Wilfred   Gordon, 'Social Capital and the  Indigenous Entrepreneur' (2005/2006) Australian  Prospect, Summer, p. 7. Back | 
                      
                      
                        | 64 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 32. Back | 
                      
                      
                        | 65 | 
                         Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 28. Back | 
                      
                      
                        | 66 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 29. Back | 
                      
                      
                        | 67 | 
                        Mrs Kellie McCrum, Superintendent Training and  Development, Pilbara Iron, Transcript of  Evidence, 27 October   2005, p. 19. Back | 
                      
                      
                        | 68 | 
                        South Australian Chamber of Mines and  Energy, Supplementary Submission No. 89a, p. 2. Back | 
                      
                      
                        | 69 | 
                        Mr Bruce Harvey, Chief Advisor, Aboriginal and  Community Relations, Rio Tinto Ltd, Transcript  of Evidence, 11 April   2006, p. 37. Back | 
                      
                      
                        | 70 | 
                        National Australia Bank Ltd, Submission No. 45, p. 1;Mr Thomas Eckersley, Area Manager,  Retail, Commonwealth Bank of Australia, Transcript  of Evidence, 10 February 2006, p. 4; Mr Michael Vasta, Manager, Public  Policy, Australian and New Zealand Banking Group Ltd, Transcript of Evidence, 10 February 2006, p. 7. Back | 
                      
                      
                        | 71 | 
                        National Australia Bank Ltd, Submission No. 45, p. 2. Back | 
                      
                      
                        | 72 | 
                        Ms Cathy Duncan, Director, Culture and Reputation,  Aboriginal Employment Strategy, Transcript  of Evidence, 10 February   2006, p. 14. Back | 
                      
                      
                        | 73 | 
                        Australian Chamber of Commerce and  Industry, Submission No. 64, p. 4. Back | 
                      
                      
                        | 74 | 
                        South Australian Government, Submission No. 110, p. 7. Back | 
                      
                      
                        | 75 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, pp. 16-17. Back | 
                      
                      
                        | 76 | 
                        Ms Jane Lawton, State Operations Manager, Northern Territory, Mission Australia, Transcript of Evidence, 19 August 2005, p. 63. Back | 
                      
                      
                        | 77 | 
                        Indigenous Business Australia, Submission No. 104, p. 3. Back | 
                      
                      
                        | 78 | 
                        Mr Andrew West, Manager, Kaurna Business and  Heritage Centre, Transcript of Evidence, 17 February 2006, p.  80. Back | 
                      
                      
                        | 79 | 
                         Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 2. Back | 
                      
                      
                        | 80 | 
                        Dr Dennis Foley, Transcript  of Evidence, 23 May 2005,  p. 1. Back | 
                      
                      
                        | 81 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 7. Back | 
                      
                      
                        | 82 | 
                        Timmons, 1994, p. 1, cited in Judy Bennett & Wilfred Gordon, 'Social Capital and the  Indigenous Entrepreneur' (2005/2006) Australian  Prospect, Summer, p. 2. Back | 
                      
                      
                        | 83 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 8. Back | 
                      
                      
                        | 84 | 
                        Centre for Aboriginal Economic Policy  Research, Submission No. 72, p. 2. Discrimination  is not a positive factor but 'appears to be an integral part of the Indigenous  experience in contemporary Australian society' and was common to successful  Indigenous businesses and needed to be dealt with. Back | 
                      
                      
                        | 85 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, pp. 8-9. Back | 
                      
                      
                        | 86 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, pp. 3-4. Back | 
                      
                      
                        | 87 | 
                        Mr Warren Mundine, Chief Executive  Officer, New South Wales Native Title Services, Transcript of Evidence, 10 February 2006, p. 31. Back | 
                      
                      
                        | 88 | 
                         Productivity Commission, Overcoming Indigenous Disadvantage: Key  Indicators 2007 Indigenous Report, 1 June 2007, Sect 11.2, p. 11.18. Back | 
                      
                      
                        | 89 | 
                        Mr Warren Mundine, Chief Executive  Officer, New South Wales Native Title Services, Transcript of Evidence, 10 February 2006, p. 31. Back | 
                      
                      
                        | 90 | 
                        Mr Warren Mundine, Chief Executive Officer,  New South Wales Native Title Services, Transcript  of Evidence, 10 February 2006, p. 32. Back | 
                      
                      
                        | 91 | 
                        Great Southern Development Commission, Submission No. 68, p. 2. Back | 
                      
                      
                        | 92 | 
                        Mr Brad Parnes, Director, Rainbow Serpent  Pty Ltd, Transcript of Evidence, 19 August 2005, p. 67. Back | 
                      
                      
                        | 93 | 
                        Mr Brad Parnes, Director, Rainbow Serpent  Pty Ltd, Transcript of Evidence, 19 August 2005, p. 67. Back | 
                      
                      
                        | 94 | 
                         Mrs Judy Freeman, Tjapukai Aboriginal Cultural  Park, Transcript of Evidence, 27 July 2005, p. 4. Back | 
                      
                      
                        | 95 | 
                        Mr Philip Noonan, Department of Industry Tourism and  Resources, Transcript of Evidence, 6 February 2006, p. 46. Back | 
                      
                      
                        | 96 | 
                        Mr Philip Noonan, Head of Tourism Division,  Department of Industry, Tourism and Resources, Transcript of Evidence, 6 February 2006, p. 47. Back | 
                      
                      
                        | 97 | 
                        See Ms Lynn Bean, Acting Deputy  Secretary, Arts and Sport, Department of Communications, Information Technology  and the Arts, Transcript of Evidence,  6 February 2006, p. 32; Ms Sally Basser, General  Manager, Indigenous Arts and Training, Department of Communications,  Information Technology and the Arts, Transcript  of Evidence, 6 February 2006, p. 37; Mr Philip Noonan, Head of Tourism  Division, Department of Industry, Tourism and Resources, Transcript of Evidence, 6 February 2006, pp. 46-47; Dr Michael  Dockery, Transcript of Evidence,  5 December 2005, p. 13. Back | 
                      
                      
                        | 98 | 
                        See Dr Michael  Dockery, Transcript of Evidence, 5 December 2005, p. 13. Back | 
                      
                      
                        | 99 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 30. Back | 
                      
                      
                        | 100 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 30. Back | 
                      
                      
                        | 101 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 30. Back | 
                      
                      
                        | 102 | 
                        Mrs Judy Freeman, Director of Marketing, Tjapukai  Aboriginal Cultural Park, Transcript of  Evidence, 27 July 2005,  p. 4. Back | 
                      
                      
                        | 103 | 
                        Mrs Judy Freeman, Director of Marketing, Tjapukai  Aboriginal Cultural Park, Transcript of  Evidence, 27 July 2005,  p. 4. Back | 
                      
                      
                        | 104 | 
                        Mr Ron  Morony, General Manager, Indigenous  Business Australia, Transcript of Evidence, 8 August 2005, p. 30. Back | 
                      
                      
                        | 105 | 
                        Minister for Communications, Information  Technology and the Arts, Submission No.  42, p. 2. Back | 
                      
                      
                        | 106 | 
                        Mr Mikael Smith, Coordinator, Aboriginal and  Multicultural Policy and Programs, City of Port Phillip Council, Transcript of Evidence, 11 April 2006, p. 52. Back | 
                      
                      
                        | 107 | 
                        Professor Jon Altman, 'Economic Development and  Participation for Remote Indigenous Communities: Best Practice, Evidence  Barriers and Innovative Solutions in the Hybrid Economy', Centre for Aboriginal  Economic Policy Research, Exhibit 54,  p. 3. Back | 
                      
                      
                        | 108 | 
                        The Rainbow Serpent, Submission No. 10, p. 1. Back | 
                      
                      
                        | 109 | 
                        Ms Caroline Friend, Rainbow Serpent Pty  Ltd, Transcript of Evidence, 19 August 2005, pp. 70-71,  78; Sue Williams, 'Should a fake  didgeridoo?', Financial Review, 29  July 2005, Exhibit 115, p. 3. Back | 
                      
                      
                        | 110 | 
                        Ms Caroline Friend, Director, Rainbow  Serpent Pty Ltd, Transcript of Evidence, 19 August 2005, p. 68. Back | 
                      
                      
                        | 111 | 
                        Ms Caroline Friend, Director, Rainbow  Serpent Pty Ltd, Transcript of Evidence, 19 August 2005, p. 70; Mr  Brad Parnes, Director, Rainbow Serpent Pty Ltd, Transcript of Evidence, 19 August 2005, p. 70. Back | 
                      
                      
                        | 112 | 
                        Ms Karen Mundine,  Department of Foreign Affairs and Trade, Transcript  of Evidence, 6 February   2006, p. 42; Ms Lynn Bean and Ms Sally Basser, Department of  Communications, Information Technology and the Arts, Transcript of Evidence, 6 February 2006, pp. 34-35, 37-38. Back | 
                      
                      
                        | 113 | 
                        Minister for Communications, Information  Technology and the Arts, Submission No.  42, p. 1. Back | 
                      
                      
                        | 114 | 
                        Centre for Aboriginal Economic Policy Research, Submission No. 72, p. 3 citing Dr Boyd Hunter  (2004) Indigenous Australians in the  Contemporary Labour Market ABS cat No. 2052.0, ABS Canberra. Back  | 
                      
                      
                        | 115 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 30. Back | 
                      
                      
                        | 116 | 
                        Mr Ron  Morony, General Manager, Indigenous Business Australia, Transcript of Evidence, 8 August 2005, p. 24. Back | 
                      
                      
                        | 117 | 
                        Mrs Cheryle Taylor, Chief Executive Officer, Manguri  Employment Services, Transcript of  Evidence, 28 October   2005, p. 1. Back | 
                      
                      
                        | 118 | 
                        Mrs Cheryle Taylor, Chief Executive  Officer, Manguri Employment Services, Transcript  of Evidence, 28 October 2005, p. 11; see also pp. 1-2. Back | 
                      
                      
                        | 119 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, p. 17. Back | 
                      
                      
                        | 120 | 
                        Mr Lou Hutchinson, Director, Employment  Programs, Department of Further Education, Employment, Science and  Technology, South Australia, Transcript of Evidence, 17 February  2006, pp. 9-10. Back | 
                      
                      
                        | 121 | 
                        Ms Jody Broun, Director General,  Department of Aboriginal Affairs, New South Wales, Transcript of Evidence, 19 August 2005, p. 87. Back | 
                      
                      
                        | 122 | 
                        Mr Wayne Gibbons, Associate Secretary, Office of  Indigenous Policy Coordination, Transcript  of Evidence, 30 May 2005, p. 3. Back | 
                      
                      
                        | 123 | 
                        Indigenous Business Australia, Submission No. 104, p. 18. Back | 
                      
                      
                        | 124 | 
                        Victorian Government, Submission No. 94, pp. 7-8. Back | 
                      
                      
                        | 125 | 
                        Victorian Government, Submission No. 94, p. 8. Back | 
                      
                      
                        | 126 | 
                        Victorian Government, Submission No. 94, p. 8. Back | 
                      
                      
                        | 127 | 
                        Dr Dennis    Foley, Transcript of Evidence, 16 October 2006, p. 2. Back | 
                      
                      
                        | 128 | 
                        Mr Bruce Harvey, Chief Advisor, Rio Tinto  Ltd, Transcript of Evidence, 11 April 2006, p. 38. Back | 
                      
                      
                        | 129 | 
                        Nyirrangu Muay   Wurrga'ada Association, Submission No. 48, p. 12; Ms Joanne  Lane, Consultant, Alice Springs Town Council, Transcript of Evidence, 13 July 2005, p. 22. Back | 
                      
                      
                        | 130 | 
                        Judy Bennett  & Wilfred   Gordon, 'Social Capital and the  Indigenous Entrepreneur' (2005/2006) Australian  Prospect, Summer, p. 8. Back | 
                      
                      
                        | 131 | 
                        Indigenous Business Australia, Submission No. 104, p. 18; Department of  Employment and Workplace Relations, Submission  No. 108, p. 21; New South Wales Government, Submission No. 111, p. 19. Back | 
                      
                      
                        | 132 | 
                        First Australians Business,  <www.firstaustralians.org.au/mentor_front.htm> (viewed 24 February 2006). Back | 
                      
                      
                        | 133 | 
                        Mr Philip Noonan, Head of Tourism Division,  Department of Industry, Tourism and Resources, Transcript of Evidence, 6 February 2006, pp. 45, 48. Back | 
                      
                      
                        | 134 | 
                        Mr Philip Noonan, Head of Tourism, Department of  Industry, Tourism and Resources, Transcript  of Evidence, 6 February   2006, p. 49. Back | 
                      
                      
                        | 135 | 
                        Narana Creations, Submission No. 114, p. 3. Back | 
                      
                      
                        | 136 | 
                        Indigenous Business Australia, Submission No. 104, p. 11; Mr Michael  Winer, Chief Executive Officer, Indigenous Enterprise Partnerships, Transcript of Evidence, 28 July 2005, p.  31; Mr Tom Phillips, Transcript of  Evidence, 28 July 2005, p. 67. Back | 
                      
                      
                        | 137 | 
                        The Arnhemland Progress Association, Submission No. 24, p. 1. Back | 
                      
                      
                        | 138 | 
                        Tangentyere Council, Submission No. 69, p. 7. Back | 
                      
                      
                        | 139 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 32. Back | 
                      
                      
                        | 140 | 
                        Mr Joseph Elu, Co-Chair, Indigenous Community  Volunteers, Transcript of Evidence, 4 December 2006, p. 8.  Back | 
                      
                      
                        | 141 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, pp. 11-12. Back | 
                      
                      
                        | 142 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 12. Back | 
                      
                      
                        | 143 | 
                        Indigenous Business Australia, Submission No. 104, p. 6; Ms Eileen  Deemal-Hall, Transcript of Evidence, 28  July 2005, p. 44. Back | 
                      
                      
                        | 144 | 
                        Ms Siobhan McDonnell, The Grameen Bank micro-credit model: lessons for Australian indigenous  economic policy, CAEPR, No. 178/1999, Exhibit 37,   pp. 4-7. Back | 
                      
                      
                        | 145 | 
                        Mr Dennis Bree, Chairman, Northern  Territory Government Task Force on Indigenous Economic Development, Transcript of Evidence, 11 July 2005, p.  16; Ms Joy Wii, Community Planning and Development Officer, Cairns City  Council, Transcript of Evidence, 28  July 2005, p. 16. Back | 
                      
                      
                        | 146 | 
                        Tangentyere Council, Submission No. 69, p. 7. Back | 
                      
                      
                        | 147 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 39. Back | 
                      
                      
                        | 148 | 
                        Mr John Berto, Deputy Chief Executive  Officer, Northern Land Council, Transcript  of Evidence, 11 July 2005, p. 36. Back | 
                      
                      
                        | 149 | 
                        Nyirrangu Muay   Wurrga'ada Association, Submission No. 48, p. 11. Back | 
                      
                      
                        | 150 | 
                        Ms Eileen Deemal-Hall, Transcript of Evidence, 28 July 2005, p. 44. Back | 
                      
                      
                        | 151 | 
                         Mr Warren Mundine, 'Australia's Aboriginal  debate: Improving the lives of Australia's Aboriginals is an important  challenge, with no easy answers', BBC  News, www.news.bbc.co.uk/1/hi/world/asia-pacific/4270669.stm (accessed 7 May 2007), quote from 6 December 2006, p. 1. Back | 
                      
                      
                        | 152 | 
                        See Indigenous Land Corporation, Submission No. 63. Back | 
                      
                      
                        | 153 | 
                        Bawinanga Aboriginal Corporation, Submission No. 20, p. 2. Back | 
                      
                      
                        | 154 | 
                        Queensland  Indigenous Local Governments Association, Submission  No. 81, p. 3. Back | 
                      
                      
                        | 155 | 
                        Centre for Aboriginal Economic Policy  Research, Submission No. 72, p. 1. Back | 
                      
                      
                        | 156 | 
                         Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 39, Dr Dennis Foley, Understanding Indigenous  Entrepreneurship: a Case Study Analysis, PhD Thesis, p. 276. Back | 
                      
                      
                        | 157 | 
                        Ms Siobhan   McDonnell, The  Grameen Bank micro-credit model: lessons for Australian indigenous economic  policy, CAEPR, No. 178/1999, Exhibit  37, p. 1. Back | 
                      
                      
                        | 158 | 
                        Centre for Aboriginal Economic Policy  Research, Submission No. 72, p. 3. Back | 
                      
                      
                        | 159 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 39. Back | 
                      
                      
                        | 160 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 39. Back | 
                      
                      
                        | 161 | 
                        Mr Ivan Parrett, Assistant General  Manager, Business Finance, Indigenous Business Australia, Transcript of Evidence, 8 August 2005, pp. 27, 29. Back | 
                      
                      
                        | 162 | 
                        Rio Tinto Ltd, Submission No. 80, p. 19. Back | 
                      
                      
                        | 163 | 
                        Rio Tinto Ltd, Submission No. 80, p. 19. Back | 
                      
                      
                        | 164 | 
                        Dr James Fowler, Deputy Chief Executive,  Department of Further Education, Employment, Science and Technology, South  Australia, Transcript of Evidence, 17  February 2006, p. 7. Back | 
                      
                      
                        | 165 | 
                        Mr David Rathman, Executive Director,  Aboriginal Education, Employment Strategies Unit, Department of Further  Education, Employment, Science and Technology, South Australia, Transcript of Evidence, 17 February  2006, p. 8. Back | 
                      
                      
                        | 166 | 
                        Indigenous Business Australia, Submission No. 104, p. 18.; Mr Bob  Harvey, Group Manager, Indigenous Employment and Business Group, Department of  Employment and Workplace Relations, Transcript  of Evidence, 8 August 2005, p. 4; Department of Employment and Workplace  Relations, Submission No. 108, p. 21.  Back | 
                      
                      
                        | 167 | 
                        Dr Dennis Foley, Indigenous Australian Entrepreneurs:  Successful and Invisible, Opening statementto the House of Representative Standing Committee  on Aboriginal and Torres Strait Islander Affairs, 23 May 2005, Exhibit 42, p. 7. Back | 
                      
                      
                        | 168 | 
                        'Our Place, Basket making at Jabiru  Mahbilil Festival', Volume 4 Edition 2, Theme: General Principles to do with  Indigenous Business in remote regions, Exhibit  62. Back | 
                      
                      
                        | 169 | 
                        Queensland  Government, Submission No. 105, p. 7. Back | 
                      
                      
                        | 170 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 4; Mrs  Cheryle Taylor, Manguri Employment Services, Transcript of Evidence, 28 October 2005, p. 11. Back | 
                      
                      
                        | 171 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 10. Back | 
                      
                      
                        | 172 | 
                        Dr Dennis Foley, Indigenous Australian Entrepreneurs:  Successful and Invisible, Opening statementto the House of Representative Standing Committee  on Aboriginal and Torres Strait Islander Affairs, 23 May 2005, p. 5, Exhibit 42. Back | 
                      
                      
                        | 173 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 6. Back | 
                      
                      
                        | 174 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 10. Back | 
                      
                      
                        | 175 | 
                        Narana Creations, Submission No. 114, p. 1. Back | 
                      
                      
                        | 176 | 
                        Tangentyere Council, Submission No. 69, p. 7, Mr Dennis Bree, Chairman, Northern Territory  Government Task Force on Indigenous Economic Development, Transcript of Evidence, 11 July 2005, p. 11; Mr Patrick Low, Chief  Executive Officer, Cairns Regional Community Development and Employment  Aboriginal and Torres Strait Islander Corporation, Transcript of Evidence, 28 July 2005, p. 4. Back | 
                      
                      
                        | 177 | 
                        Qld Indigenous Local Government  Association, Submission No. 81, p. 3. Back | 
                      
                      
                        | 178 | 
                        Tangentyere Council, Submission No. 69, p. 7. Back | 
                      
                      
                        | 179 | 
                        Ms Kate Flamsteed and Mr Barry Golding, Learning through Indigenous business: the  role of vocational education and training in Indigenous enterprise and  community development, Australian Government, Canberra, 2005, pp. 32-33,  56. Back | 
                      
                      
                        | 180 | 
                        New South Wales Government, Submission No. 111, p. 19; Ms Jody  Broun, Department of Aboriginal Affairs NSW, Transcript of Evidence, 19 August 2005, p. 87. Back | 
                      
                      
                        | 181 | 
                        Victorian Government, Submission No. 94, pp. 7-8. Back | 
                      
                      
                        | 182 | 
                        ACT Government, Submission No. 60, pp. 3-4. Back | 
                      
                      
                        | 183 | 
                        For example, see Rio Tinto Ltd, Submission No. 80, p. 19; Ms Joanne  Lane, Consultant, Alice Springs Town Council, Transcript of Evidence, 13 July 2005, p. 22; Ms Kate Flamsteed and  Mr Barry Golding, Learning through  Indigenous business: the role of vocational education and training in  Indigenous enterprise and community development, Australian Government,  Canberra, 2005, p. 34. Back | 
                      
                      
                        | 184 | 
                        Ms Kate Flamsteed and Mr Barry Golding, Learning through Indigenous business: the  role of vocational education and training in Indigenous enterprise and  community development, Australian Government, Canberra, 2005, p. 51. Back | 
                      
                      
                        | 185 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 4. Back | 
                      
                      
                        | 186 | 
                        Mrs Judy Freeman, Director, Marketing, Tjapukai  Aboriginal Cultural Centre, Transcript of  Evidence, 27 July 2005,  p. 16. Back | 
                      
                      
                        | 187 | 
                        Ms Kate Flamsteed and Mr Barry Golding, Learning through Indigenous business: the  role of vocational education and training in Indigenous enterprise and  community development, Australian Government, Canberra, 2005, p. 6. Back | 
                      
                      
                        | 188 | 
                        Indigenous Business Australia, Submission No. 104, p. 7. Back | 
                      
                      
                        | 189 | 
                        Indigenous Business Australia, Submission No. 104, p. 7. Back | 
                      
                      
                        | 190 | 
                        Ms Kate Flamsteed and Mr Barry Golding, Learning through Indigenous business: the  role of vocational education and training in Indigenous enterprise and  community development, Australian Government, Canberra, 2005, pp. 61-64,  73. Back | 
                      
                      
                        | 191 | 
                        Dr Dennis    Foley, Understanding Indigenous Entrepreneurship: a  Case Study Analysis, PhD Thesis, p. 283. Back | 
                      
                      
                        | 192 | 
                        For example see Ms Kate Flamsteed and Mr Barry Golding, Learning through Indigenous business: the role of vocational education  and training in Indigenous enterprise and community development, Australian  Government, Canberra,  2005, pp. 39-40. Back | 
                      
                      
                        | 193 | 
                        Ms Stephanie Walker, Native Title Officer, South  Australian Chamber of Mines and Energy, Transcript  of Evidence, 17 February   2006, p. 30. Back | 
                      
                      
                        | 194 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 7.  Back | 
                      
                      
                        | 195 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, p. 4. Back | 
                      
                      
                        | 196 | 
                        Dr Dennis Foley, Indigenous Australian Entrepreneurs:  Successful and Invisible, Opening statementto the House of Representative Standing Committee  on Aboriginal and Torres Strait Islander Affairs, 23 May 2005, Exhibit 42, p. 4. Back | 
                      
                      
                        | 197 | 
                        Dr Dennis Foley, Indigenous Australian Entrepreneurs:  Successful and Invisible, Opening statementto the House of Representative Standing Committee  on Aboriginal and Torres Strait Islander Affairs, 23 May 2005, Exhibit 42, p. 5; Dr Dennis Foley, Understanding  Indigenous Entrepreneurship: a Case Study Analysis, PhD Thesis,  p. 268. Back | 
                      
                      
                        | 198 | 
                        Judy Bennett  & Wilfred   Gordon, 'Social Capital and the  Indigenous Entrepreneur' (2005/2006) Australian  Prospect, Summer, p. 9. Back | 
                      
                      
                        | 199 | 
                        Dr Dennis    Foley, Understanding Indigenous Entrepreneurship: a  Case Study Analysis, PhD Thesis, pp. 253-257. Back | 
                      
                      
                        | 200 | 
                        Mr Ron  Morony, General Manager, Indigenous  Business Australia, Transcript of Evidence, 8 August 2005, p. 24. Back | 
                      
                      
                        | 201 | 
                        Mr Ron Weatherall, Executive Director, Employment  and Indigenous Initiatives, Queensland  Department of Employment and Training, Transcript  of Evidence, 29 July   2005, p. 10. Back | 
                      
                      
                        | 202 | 
                        Mr Andrew West, Manager, Kaurna Business and  Heritage Centre, Transcript of Evidence, 17 February 2006, p.  81. Back | 
                      
                      
                        | 203 | 
                        Mr Michael Winer, Chief Executive Officer, Indigenous  Enterprise  Partnerships, Transcript of Evidence, 28 July 2005, p. 30. Back | 
                      
                      
                        | 204 | 
                        Dr Dennis    Foley, Transcript of Evidence, 23 May 2005, pp. 5-6;  Centre for Aboriginal Economic Policy Research, Submission No. 72, p. 2. Back | 
                      
                      
                        | 205 | 
                        Dr Dennis    Foley, Understanding Indigenous Entrepreneurship: a  Case Study Analysis, PhD Thesis, pp. 283. Back | 
                      
                      
                        | 206 | 
                        Dr Boyd    Hunter, Fellow,  Centre for Aboriginal Economic Policy Research, Australian National   University, Transcript of Evidence, 13 February 2006, p. 14. Back | 
                      
                      
                        | 207 | 
                        Mrs Cathy Duncan, Aboriginal Employment  Strategy, Transcript of Evidence, 7  November 2003, Inquiry into Capacity Building in Indigenous communities,  House of Representatives Standing Committee  on Aboriginal and Torres Strait Islander Affairs, p. 1388. Back |