| ACTU |
Australian Council of Trade Unions |
| APRA |
Australian Prudential Regulation Authority |
| ASIC |
Australian Securities and Investments Commission |
| ASIC Act |
Australian Securities and Investments Commission Act 2001 |
| Cth |
Commonwealth |
| Consumer Action |
Consumer Action Legal Centre |
| Financial Rights |
Financial Rights Legal Centre |
| FSC |
Financial Services Council |
| IP |
Income Protection |
| Maurice Blackburn |
Maurice Blackburn Lawyers |
| MLC |
MLC Life Insurance |
| PJC |
Parliamentary Joint Committee |
| Private Healthcare |
Private Healthcare Australia |
| RACGP |
Royal Australian College of General Practitioners |
| RANZCP |
Royal Australian and New Zealand College of Psychiatrists |
| TPD |
Total and Permanent Disability |
| The Treasury |
Department of the Treasury |
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