Appendix 1
Submissions received
1
Mr James Fairley
2
Name Withheld
3
Mr Anthony Burke
4
Name Withheld
5
Ms Katy Kircher
6
Bank Reform Now
7
Australian Timeshare & Holiday Ownership Council
8
Mr Peter Mazzucato
9
Name Withheld
10
Confidential
11
Name Withheld
12
Ms Lynne Kreutzer
13
Ms Susan Field
14
Financial Ombudsman Service
15
Financial Services Council
16
Name Withheld
17
Mr Wayne Ditchburn
18
Mr Silvio Crisafi
19
Name Withheld
20
Mr and Mrs Ray and Christine Blackman
21
Credit Ombudsman Service
22
Stockbrokers Association of Australia
23
Mr Ashley Pattinson
24
Ms Ann Marie Delamere
25
Name Withheld
26
Mr Kerry Budworth
27
Mr David Morgan
28
Ms Sheerie Wales
29
Ms Sandra Phillips
30
Mr Ray Catford
31
Confidential
32
Confidential
33
AMP Limited
34
Name Withheld
35
Name Withheld
36
Mr Lee Woldt
37
Ms Fiona Ireland
38
Mr Kevin Low
39
Mr Shane Pearce
40
Macquarie Group Limited
41
Association of Financial Advisers
42
Australian Institute of Superannuation Trustees
43
CPA Australia
44
Financial Planning Association of Australia Limited
45
Mr Errol Opie
46
Mr Robert Hicks
47
Name Withheld
48
Mr David Abraham
49
Ms Rose Mathews
50
Mr Noel McNally
51
Ms Linda Klein
52
Name Withheld
53
Ms Liz Thorby
54
Ms Andigone Aguilar
55
Westpac Group
56
Confidential
57
Dr Barry Landa
58
Name Withheld
59
Mr Domenic Olimpio
60
Ms Allison Pitt
61
Mr Adrian Allen
62
Ms Denise Allen
63
Mr Philip Brown
64
Mr Peter Bates
65
Mr Ken Winton
66
Mr Peter Maxwell
67
Name Withheld
68
Name Withheld
69
Name Withheld
70
Name Withheld
71
Name Withheld
72
Name Withheld
73
Name Withheld
74
Name Withheld
75
Australian Bankers' Association
76
Ms Alana Smith
77
Confidential
78
Commonwealth Bank
79
JMA Action Group
80
Ms Maha Nasser
81
CHOICE
82
Mr Andrew Davey
83
Ms Patricia White
84
Mr Wayne Styles
85
Menico Tuck Parrish Financial Services Pty Ltd
86
Centrepoint Alliance Limited
87
Maurice Blackburn Lawyers
88
Australian Securities and Investments Commission
89
Industry Super Australia
90
ANZ
91
Ms Claire Priestley
92
Ms Danielle McDonald and Mr Dennis O’Brien
93
Confidential
94
Mr Peter Spelta
95
Mr and Mrs Peter and Anne Harwood
96
Mr and Mrs Gilbert and Sylvia de Michiel
97
Mr Paul Topping
98
Mr Gregory Wignall
99
Confidential
100
Confidential
101
Confidential
102
Confidential
103
Confidential
104
Confidential
105
Mr and Mrs David and Janet Chapman
106
Confidential
107
Mr Wim Bannink
108
Confidential
109
Mr Greig Allan
110
Mr Len McKelvey
111
Ms Lyn Hume
112
Name Withheld
113
Banking & Finance Consumers Support Association
114
Mrs Merilyn Swan
115
Name Withheld
116
Ms Gloria Bondfield
117
Mr Frazer McLennan
118
Mr Quylas Meyer
119
Mr David Bentley
120
Mr and Mrs David and Tina Chapman
121
Mr Richard Talbot
122
Confidential
123
Confidential
124
Confidential
125
Consumer Action Law Centre and 6 consumer protection and advocacy groups
126
Credit and Investments Ombudsman Limited
127
Confidential
128
HNAB Action Group
129
Mr Michael Uebergang
130
Mr Matthew Walker
131
Mr Nicholas Smith
132
Mr John Elliott
133
Confidential
134
Dispute Assist
135
Confidential
136
Mr Jeffrey Morris
137
Ms Jane Comollatti
138
Mr Rob Simpson
139
Confidential
140
Name Withheld
141
Mr Domenic Olimpio
142
Confidential
143
Industry Super Australia
144
Property Investment Professionals of Australia
145
Mr Adam Zuchowski
146
Mr Jamie McIntyre
147
Confidential
148
Ms Grazyna Monka
149
Name Withheld
150
Mr & Mrs Jim and Alison Guy
151
Mr Phillip Harris
Please note that submissions 144
to 150 relate specifically to land banking schemes.
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