Abbreviations

Abbreviations

ABA

Australian Banking Association

ACCC

Australian Competition and Consumer Commission

ADI

Authorised deposit-taking institution

AFCA

Australian Financial Complaints Authority

AFGC

Australian Food and Grocery Council

AI

Artificial intelligence

APRA

Australian Prudential Regulation Authority

ARNECC

Australian Registrars’ National Electronic Conveyancing Council

ASIC

Australian Securities and Investments Commission

ASX

Australian Securities Exchange

ATO

Australian Taxation Office

AUSTRAC

Australian Transactions Reports and Analysis Centre

BCA

Business Council of Australia

BCCM

Business Council of Co-operatives and Mutuals

BITRE

Bureau of Infrastructure and Transport Research Economics

BLADE

Business Longitudinal Analysis Data Environment

CCP

Central counterparty

CFA

Consumers Federation of Australia

CFR

Council of Financial Regulators

CHESS

Clearing House Electronic Subregister System

CMD

Centre for Market Design

CME

Co-operatives and mutual enterprise

COAG

Council of Australian Governments

COBA

Customer Owned Banking Association

CR4

Four-firm market concentration ratio

CSF

Crowd-sourced funding

CUB

Carlton and United Breweries

DV360

Display & Video 360

EBIT

Earnings before interest and taxes

EBITDA

Earnings before interest, taxes, depreciation and amortisation

ELNOs

Electronic Lodgement Network Operators

ESVCLP

Early State Venture Capital Limited Partnerships

FGCC

Food and Grocery Code of Conduct

FTC

Federal Trade Commission

GDP

Gross domestic product

HHI

Herfindahl-Hirschman Index

IBA

Independent Brewers Association

ICA

Insurance Council of Australia

IPA

Institute of Public Affairs

LCC

Low-cost carrier

MAS

Monetary Authority of Singapore

NAB

National Australia Bank

NCC

National Competition Council

NDIS

National Disability Insurance Scheme

NFF

National Farmers’ Federation

NIM

Net interest margin

NSW

New South Wales

OECD

Organisation for Economic Co-operation and Development

OPC

Operator proficiency checks

OS

Operating system

PC

Productivity Commission

PEXA

Property Exchange Australia

PRSS

Permanent Regional Service Series

RBA

Reserve Bank of Australia

RIS

Regulatory Impact Statement

RMBS

Residential mortgage-backed securities

RMG-128

Resource Management Guide – Regulator Performance

ROE

Return on equity

SME

Small to medium enterprises

VCCI

Victorian Chamber of Commerce and Industry

VCLP

Venture Capital Limited Partnerships

WASG

Worldwide Airport Slot Management Guidelines