National Consumer Credit Protection Bill 2009

Originating house
House of Representatives 
Parliament no
Part of a package of three bills to implement a national consumer credit regime, the bill: establishes a licensing regime for persons who engage in credit activities through an Australian Credit Licence to be administered by the Australian Securities and Investments Commission; applies conduct obligations on licensees; establishes a civil penalty and consumer remedy framework; and provides consumer access to a three-tiered dispute resolution process for credit issues. 

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House of Representatives
25 Jun 2009Introduced and read a first time
25 Jun 2009Second reading moved
20 Aug 2009Second reading debate
20 Aug 2009Second reading agreed to
20 Aug 2009Third reading agreed to
07 Sep 2009Introduced and read a first time
07 Sep 2009Second reading moved
26 Oct 2009Second reading debate
26 Oct 2009Committee of the Whole debate

Amendment details: 56 Government agreed to
26 Oct 2009Second reading agreed to
26 Oct 2009Third reading agreed to
House of Representatives
27 Oct 2009Message from Senate reported
23 Nov 2009Consideration of Senate message

Details: House agreed to Senate amendments

23 Nov 2009Text of bill as passed both Houses
15 Dec 2009Assent

Act no.: 134

Year: 2009

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Helpful information

Text of bill

  • First reading: Text of the bill as introduced into the Parliament
  • Third reading: Prepared if the bill is amended by the house in which it was introduced. This version of the bill is then considered by the second house.
  • As passed by both houses: Final text of bill agreed to by both the House of Representatives and the Senate which is presented to the Governor-General for assent.

Explanatory memoranda

  • Explanatory memorandum: Accompanies and provides an explanation of the content of the introduced version (first reading) of the bill.
  • Supplementary explanatory memorandum: Accompanies and explains amendments proposed by the government to the bill.
  • Revised explanatory memorandum: Accompanies and explains the amended version (third reading) of the bill. It supersedes the explanatory memorandum.

Proposed amendments

Circulated by members and senators when they propose to make changed to the bill. For details about the outcome of proposed amendments please refer to either theĀ Votes and Proceedings (House of Representatives) or the Journals (Senate).

Schedules of amendments

Schedules of amendments list amendments agreed to by the second house are communicated to the first house for consideration. Subsequent action by either house may also be included in a schedule.

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