Appendix 1Submissions and additional information
Submissions
1Mr Duncan Perkins
2Dr Kevin Cox
3Dr Chad Satterlee
4Mr Ashley Holmes
5Insurance Council of Australia
6HIA
7Legal Aid Queensland
8The Australia Institute
9Institute of Public Affairs’
10National Housing Supply and Affordability Council
11Ello Lending Co
12Professor Alan Morris
13OwnHome
14Better Mortgage Management
15Australian Forest Products Association
16Bendigo and Adelaide Bank
17ANZ
18Anglicare Australia
19Helia
20Housing for the Aged Action Group Inc.
21Mr Michael McKenzie
22Scott Simpson & John Guidi
23Mr Ian Shepherd
24Migration Watch
25A/Prof Ben Spies-Butcher
26Law Council of Australia
27Macquarie University Economics Society
27.1 Supplementary to submission 27
28SMSF Association
29REA Group
30Australian Banking Association
31Loan Market Elevate
32Property Council of Australia
33Master Builders Australia
34Home Loan Experts
35FinTech Australia
36Blueprint Institute
37Housing Older Women Movement
38Australian Securitisation Forum
39HOPE Housing Fund Management
40Co-operty Pty Ltd
41Mr Michael Sanderson
42Ms Carolyn Thomson
43Ms Rita Mazalevskis
44Mirvac
45Australian Prudential Regulation Authority
46Dr John Byron
47Everybody's Home
Attachment 1
48Home Super
49Association of Superannuation Funds of Australia Ltd
50Customer Owned Banking Association
51Proptech Association of Australia
52Mortgage and Finance Association of Australia
53National Australia Bank
54Housing Affordability Finance Coalition
55Storehouse Group
56Australian Finance Industry Association
57Prof Rachel Ong ViforJ, Prof Stephen Whelan, Dr Christopher Phelps and Dr Melek Cigdem-Bayram
58SMATS Group
Attachment 1
59Barrenjoey
59.1 Supplementary to submission 59
Attachment 1
Attachment 2
Attachment 3
60The Centre for Independent Studies
61Finance Brokers Association of Australasia
62Westpac
63Commonwealth Bank
64Australian Financial Complaints Authority
65Ms Madonna Waugh
66Name Withheld
67Name Withheld
68Indigenous Business Australia
69The Consumer Policy Research Centre and Mortgage Stress Victoria
70Prof John Quiggin
71Urban Development Institute of Australia (National)
72Confidential
73Confidential
74Confidential
75Confidential
76Confidential
77Mr David Corbett
78Mr Craig Caulfield
79Mr Roger Tindale
80Mrs Tracie Hanna and Ms Meyrem Caltekin
81Name Withheld
Additional Information
1Additional Information - Mr Saul Eslake
Answer to Question on Notice
1Reserve Bank of Australia- 001: Answers to questions on notices asked by Senators Andrew Bragg, David Pocock and Matt Canavan at a public hearing on 16 October 2024 in Canberra - Various Topics (received 31.10.24)
2Bendigo and Adelaide Bank - 001: Answers to written questions on notice asked by Senator Andrew Bragg on 11 October 2024 - Home Loan Figures (received 31.10.24)
3Mortgage and Finance Association of Australia - 001: Answers to questions on notices asked by Senators Andrew Bragg at a public hearing on 16 October 2024 in Canberra - Improvements to Lending Regulation (received 1.11.24)
4Australian Prudential Regulation Authority - 001: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - Capital on Mortgages (received 1.11.24)
5Australian Prudential Regulation Authority - 002: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - Table of Risk Weights (received 1.11.24)
6Australian Prudential Regulation Authority - 003: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - House Prices (received 1.11.24)
7Australian Prudential Regulation Authority - 004: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - Mortgage RWA (received 1.11.24)
8Australian Prudential Regulation Authority - 005: Answers to Written questions on notices asked by Senator Andrew Bragg on 25 October 2024 -Serviceability Buffer(received 1.11.24)
9National Australia Bank- 001: Answers to written questions on notice asked by Senator Andrew Bragg on 11 October 2024 - Home Loan Figures (received 1.11.24)
10Westpac - 001: Answers to questions on notices asked by Senators Andrew Bragg and Barbara Pocock - Various Topics (received 8.11.24)
11ANZ - 001:Answers to written questions on notice asked by Senator Andrew Bragg on 22 October 2024 - Serviceability Buffer (received 1.11.24)
12Bank of Queensland - 001: Answers to written questions on notice asked by Senator Andrew Bragg on 11 October 2024 - Home Loan Figures (received 4.11.24)
13Co-operty - 001: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - BCOP (received 6.11.24)
14Helia - 001: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - Capital Treatment (received 6.11.24)
15National Australia Bank - 001: Answers to questions on notices asked by Senators Andrew Bragg and Barbara Pocock at a public hearing on 24 October 2024 in Canberra - NAB Mortgage Data (received 6.11.24)
16Bendigo and Adelaide Bank - 002: Answers to written questions on notice asked by Senator Andrew Bragg on 25 October 2024 - Serviceability Buffer (received 7.11.24)
17Commonwealth Bank Australia - 001: Answers to written questions on notice asked by Senator Andrew Bragg on 11 October 2024 - Home Loan Figures (received 7.11.24)
18Commonwealth Bank Australia - 002: Answers to questions on notices asked byBarbara Pocock at a public hearing on 24 October 2024 in Canberra - CBA Mortgage Data (received 7.11.24)
19Insurance Council of Australia-001: Answers to questions on notices asked by Senator Andrew Bragg at a public hearing on 24 October 2024 in Canberra - Mortgage Risk (received 5.11.2024)
20Mr Saul Eslake - 001: Answers to written questions on notice asked by Senator Andrew Bragg on 24 October 2024- Report with SMC (received 28 October 2024)
21Mr Saul Eslake - 002: Answers to written questions on notice asked by Senator Andrew Bragg on 25 October 2024- Report with SMC (received 28 October 2024)