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7 September 2009
© Commonwealth of Australia 2009 ISBN 978-1-74229-145-1
View the report as a single document - (PDF 399KB)
View the report as separate downloadable parts:
IntroductionConduct of the inquiryTiming and passageStructure of the report
A Brief History of Australia's Consumer Credit LawsThe Consumer Credit Protection Reform Package
The Australian Credit Licence (ACL)Responsible lending provisionsResponsibilities on retailers and lendersResponsibilities on lenders and brokersDisclosurePenalties, sanctions and remediesHardship provisions
IntroductionCorporations Legislation Amendment (Financial Services Modernisation) Bill 2009Margin Lending Trustee CorporationsPromissory Notes and Debentures Conclusion
Timetable indecisionPoint of sale financeCredit licensingConsultation
Committee Secretary Senate Standing Committee on Economics PO Box 6100 Parliament House Canberra ACT 2600 Australia Phone: +61 2 6277 3540 Fax: +61 2 6277 5719 Email: economics.sen@aph.gov.au
Committee Secretary Senate Standing Committee on Economics PO Box 6100 Parliament House Canberra ACT 2600 Australia
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