Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2003–04	2004–05	2005–06	2006–07	2007–08
Household debt ratio (a) (b) – per cent
September	130.6	142.0	149.0	157.1	159.4
December	134.5	144.4	150.5	157.9	160.4
March	138.3	145.8	152.4	158.9	158.6
June	139.9	148.0	154.7	160.7
Household debt servicing ratio (a) - per cent
September	9.1	10.1	11.1	11.3	11.7
December	9.6	10.3	11.1	11.7	11.9
March	10.0	10.4	11.2	11.9	13.9
June	9.9	11.0	11.2	11.8
Household saving ratio (a) – per cent
September	-4.1	-2.7	-0.7	-0.3	3.0
December	-4.1	-2.7	-0.2	-0.6	1.2
March	-4.1	-1.9	-0.7	0.5	0.5
June	-1.3	-1.6	-0.2	1.3
Annual average	-3.3	-2.2	-0.4	0.2
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								3 Sept. 2008 for household saving ratio
								October 2008 for the debt ratios