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| Submission No. | |
| 1 | Mo Dickson (Word format) |
| 2 | Mr Les Brien (Word format) |
| 3 | J D G Goldman, PhD (Word format) |
| 4 | Mr Michael S Duff (PDF format) |
| 5 | Mr Ross Christie (Word format) |
| 6 | Mr Ron Brons (Word format) |
| 7 | Ms Patricia Collins (Word format) |
| 8 | Greenwood BKT Services Pty Limited (Word format) |
| 9 | Mr C R Grenfell (Word format) and Part 2 (Word format) |
| 10 | Australian Institute of Superannuation Trustees (AIST) (Word format) and Part 2 (Word format) |
| 11 | Bankstown Community College (PDF fornat) |
| 12 | Mr J J Kenna (Word format) |
| 13 | Third Son Financial Services (Word format) |
| 14 | Confidential |
| 15 | Confidential |
| 16 | Association of Independent Retirees (Word format) |
| 17 | Dr R J S Hickman (Word format) |
| 18 | Ms Janet Beale (Word format), Part 2 (Word format) and Part 3 (Word format) |
| 19 | Confidential |
| 20 | Mr Geoffrey Blore (Word format) |
| 21 | Mr Barry Nankervis (PDF format) |
| 22 | Mr William Ferguson (Word format) |
| 23 | Mr Tom Adams (Word format) |
| 24 | Superannuated Commonwealth Officers' Association (Federal Council) (Word format) |
| 25 | Australian Industry Group (PDF format) |
| 26 | Mr R J Hall (Word format) |
| 27 | PricewaterhouseCoopers Actuarial (Word format) |
| 28 | Industry Funds Forum (Word format) |
| 29 | Professor Jocelyn Horne (Word format) |
| 30 | Forsythes Financial Planning Part 2 (Word format) (XLS format) |
| 31 | The Institute of Chartered Accountants in Australia (Word format) |
| 32 | Australian Medical Association (Word format) |
| 33 | Women In Super (Word format) |
| 34 | Mr Scott Hyams (Word format) |
| 35 | Professor John McCallum (Word format) |
| 36 | Mr Michael Cass (Word format) |
| 37 | Job Futures (Word format), Part 2 (Word format), Part 3(Word format), Tables Part 1(PDF format), Tables Part 2 (PDF format), Tables Part 3 (PDF format)and Tables Part 4 (PDF format) |
| 38 | Trustee Corporations Association of Australia (Word format) |
| 39 | The Paull Group Financial Strategies Pty Ltd (Word format) |
| 40 | Supermaster (PDF format) |
| 41 | Corporate Super Association (Word format) |
| 42 | Cbus (PDF format) |
| 43 | CPA Australia (Word format) |
| 44 | Financial Planning Association of Australia Ltd (Word format) |
| 45 | Catholic Health Australia (Word format) |
| 46 | Superpartners Pty Ltd (Word format), Attach1 (Word format), Attach2 (Word format), Attach3 (Word format) and Attach4 (Word format) |
| 47 | Small Independent Superannuation Funds Association Ltd (SISFA) (Word format) |
| 48 | Mr Peter Craig (Word format) |
| 49 | Society of Superannuants (Word format), Annex A (Word format), Annex B (Word format), Annex C (Word format) and Annex D (Word format) |
| 50 | Financial Services Consumer Policy Centre (Word format) |
| 51 | Australian Bankers' Association (Word format) |
| 52 | Australian Health Insurance Association Ltd (Word format) |
| 53 | Dr R J S Hickman (Supplementary Submission) (Word format) |
| 54 | Taxation Institute of Australia (Word format) |
| 55 | Mr Gordon Quantock (Word format) |
| 56 | Mr & Mrs P & H Beach (PDF format) |
| 57 | ACTU (Word format) |
| 58 | Mr F W Heuke (PDF format) |
| 59 | National Institute of Accountants (Word format) |
| 60 | National Seniors Association (Word format) |
| 61 | Mr Geoffrey Hart (Word format) |
| 62 | Mr Homer Paxton (Word format) |
| 63 | Council on the Ageing (Australia) (Word format) |
| 64 | AMP (Word format) |
| 65 | ACOSS (Word format) |
| 66 | Australian Council of Public Sector Retiree Organisations Inc (PDF format) |
| 67 | Australian Institute of Company Directors (Word format) |
| 68 | Mr Peter Mair (Word format) |
| 69 | Mr David Dunnet (PDF format) |
| 70 | Investment & Financial Services Association Ltd (IFSA) (PDF format) and Attachment (PDF format) |
| 71 | Mr Sacha Vidler (Word format) |
| 72 | Dr Mike Gilligan (Word format) |
| 73 | The Association of Superannuation Funds of Australia Ltd (ASFA) (Word format) |
| 74 | Institute of Actuaries of Australia (Word format) |
| 75 | Women's Economic Policy Analysis Unit, Curtin University of Technology (PDF format) |
| 76 | Australian Consumers' Association (Word format) |
| 77 | Society of Superannuants (Supplementary Submission) (PDF format) |
| 78 | Department of theTreasury (Word format) |
| 79 | Department of Family and Community Services (Word format) |
| 80 | Department of Health and Ageing (Word format) |
| 81 | Australian Institute of Company Directors (Supplementary Submission) (PDF format) |
| 82 | Centre for Pensions and Superannuation, UNSW (PDF format) |
| 83 | Furse, Mr Tony (PDF format) |
| 84 | Partington, Mr Rob (HTML format) |
| 85 | Mr Claus Salger (HTML format) |
| 86 | Australian Bankers' Association (Supplementary Submission) (Word format) |
| 87 | Corporate Superannuation Strategies Pty Ltd (PDF format) |
| 88 | Hamilton, Mr Jim (Word format) |
| 89 | Department of Finance and Administration (Word format) |
| 90 | Mr Ross Christie (Supplementary Submission) (PDF format) |
| 91 | Maurice Blackburn Cashman (PDF format) |
| 92 | Supermaster Corporation Pty Ltd (Supplementary Submission) (PDF format) |
| 93 | Mr Colin Grenfell (Supplementary Submission) (PDF format) |
| 94 | Mr Sander Vandeth (PDF format) |
| 95 | Third Son Financial Services (Supplementary Submission) (PDF format) |
| 96 | Mr Claus Salger (Supplementary Submission) (PDF format) |
| 97 | Mr Michael Andersson (PDF format) |
| 98 | National Institute of Accountants (Supplementary Submission) (PDF format) |
| 99 | Australian Institute of Company Directors (Supplementary Submission) (PDF format) |
| 100 | Mr Greg Brunner, APRA (PDF format) |
| 101 | Mr Bob Stephens (Word format) |
| 102 | Australian Council of Social Service (Supplementary Submission) (PDF format) |
| 103 | National Seniors Association (Supplementary Submission) (Word format) |
| 104 | Dr Hazel Bateman, CPS, University of NSW (Supplementary Submission) (PDF format) |
| 105 | Australian Industry Group (Supplementary Submission) (PDF format) |
| 106 | Ms Fiona Galbraith (Word format) |
| 107 | Superpartners (Supplementary Submission) (Word format) |
| 107(2) | Superpartners (Supplementary Submission) (Word format) |
| 107(3) | Superpartners (Supplementary Submission) (Word format) |
| 107(4) | Superpartners (Supplementary Submission) (Word format) |
| 108 | The Association of Superannuation Funds of Australia Ltd (Supplementary Submission) (Word format) |
| 109 (1) | Women in Super (Supplementary Submission) (Word format) |
| 109 (2) | Women in Super (Supplementary Submission) (Word format) |
| 109 (3) | Women in Super (Supplementary Submission) (Word format) |
| 110 | PricewaterhouseCoopers Actuarial (Supplementary Submission) (Word format) |
| 111 | Department of Health and Ageing (Supplementary Submission) (Word format) |
| 112 | Australian Institute of Superannuation Trustees (AIST) (Supplementary Submission) (PDF format) |
| 113 | Australian Council of Social Service (Supplementary Submission) (PDF format) |
| 114 | Cbus (Supplementary Submission) (PDF format) |
| 115 | Mr Daryl Peace (PDF format) |
| 116 | Mr Peter Gorecki (PDF format) |
| 117 | Corporate Super Association (Supplementary Submission) (Word format) |
| 118 | Society of Superannuants (Supplementary Submission) (Word format) |
| 119 | Sunsuper Pty Ltd (PDF format) |
| 120 | Mr John Currie (Word format) |
| 121 | CPA Australia (Supplementary Submission) (Word format) |
| 122 | The Association of Superannuation Funds (Supplementary Submission) (Word format) |
| 123 | Corporate Super Association (Supplementary Submission) (PDF format) |
| 124 | Mr David Cowan (Word format) |
| 125 | Investment & Financial Services Association Ltd (IFSA) (Supplementary Submission) (PDF format) |
| 126 | APRA (Supplementary Submission) (PDF format) |
| 127 | AMP (Supplementary Submission) (Word format) |
| 128 | Sunsuper Pty Ltd (Supplementary Submission) (PDF format) |
| 129 | Department of Family and Community Services (Supplementary Submission) (Word format) |
| 130 | Australian Taxation Office (PDF format) |
| 131 | Confidential |
| 132 | Mr Charles R Bradbury (Word format) |
| 133 | Mr Trevor Constable (HTML format) |
| 134 | Australian Taxation Office (Supplementary Submission) (Word format) |
| 135 | Department of Finance and Administration (Supplementary Submission) (PDF format) |
| 136 | Australian Bankers' Association (Supplementary Submission) (PDF format) |
| 137 | The Association of Superannuation Funds of Australia Ltd (ASFA) (Supplementary Submission) (Word format) |
| 138 | Department of the Treasury (Supplementary Submission) (Word format) |
| 139 | Department of Family and Community Services (Supplementary Submission) (Word format) |
| 140 | Department of Health and Ageing (Supplementary Submission) (Word format) |
| 141 | Confidential |
| 142 | Department of the Treasury (Supplementary Submission) (PDF format) |
| 143 | Department of Finance and Administration (Supplementary Submission) (Word format) |
| 144 | Department of Health and Ageing (Supplementary Submission) (Word format) |
| 145 | Mr Norman Hoy (Word format) |
| 146 | Mr David Cowan (Supplementary Submission) (Word format) |
| 147 | Society of Superannuants (Supplementary Submission)(Word format) |
| 148 | Australian Taxation Office (Supplementary Submission)(Word format) |
| 149 | Australian Licenced Aircraft Engineers Association (Word format) |
| 150 | Superannuated Commonwealth Officers' Association (Federal Council) (Inc) (Supplementary Submission (Word format) |
| 151 | Department of Employment and Workplace Relations (Word format) |
| 152 | Department of the Treasury (Supplementary Submission) (Xls format) |
