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| Sub No. | Submitter |
| 1 |
Ms Elizabeth Harvey (PDF 59KB) |
| 2 | Commonwealth Bank (CBA) (PDF 159KB) |
| 3 | Ms Julie Franks (PDF 53KB) |
| 4 | Australian Competition and Consumer Commission (ACCC) (PDF 499KB) |
| 4a | Australian Competition and Consumer Commission (ACCC) supplementary submission (PDF 90KB) |
| 5 | Withheld |
| 6 | CHOICE (PDF 239KB) |
| 6a | CHOICE supplementary submission (PDF 94KB) |
| 7 | CONFIDENTIAL |
| 8 | Brotherhood of St Laurence (PDF 46KB) |
| 9 | Mr Mark Wilkins (PDF 43KB) |
| 10 | Mr John Minuti (PDF 73KB) |
| 11 |
Westpac (PDF 210KB) |
| 12 | Finance Sector Union (FSU) (PDF 722KB) |
| 12a | Finance Sector Union (FSU) supplementary submission (PDF 57KB), Attachment A (PDF 838KB), Attachment B (PDF 815KB) |
| 13 |
Name Withheld (PDF 39KB) |
| 14 | Australia Bankers' Association (PDF 190KB) |
| 15 |
Law Council of Australia (PDF 630KB) |
| 15a | Law Council of Australia (PDF 57KB), Attachment A (PDF 1207KB), Attachment B (PDF 763KB), Attachment C (PDF 313KB), Attachment D (PDF 267KB) |
| 16 | Australian Prudential Regulation Authority (APRA) (PDF 1619KB) |
| 17 | Dr David Morrison (PDF 121KB) |
| 18 | Abacus - Australian Mutuals (PDF 66KB) |
| 19 | Associate Professor Frank Zumbo (PDF 91KB) |
| 20 | Suncorp Bank (PDF 69KB) |
| 21 | Hon Dr Bob Such MP (PDF 618KB) |
| 1 |
Received from Westpac on 30 August 2009, answers to Questions on Notice taken at a public hearing on 10 August 2009 (PDF 113KB) |
| 2 | Received from Treasury, answers to Questions on Notice taken at a public hearing on 13 March 2009 (PDF 39KB) |
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