Planning for retirement

July 2003

ISBN 0 642 71264 6

N.B. All files are in PDF format. To view or print the report, you will require the Acrobat PDF reader®, which can be downloaded free of charge from Adobe.

View the report as a single document - (PDF format) - 4 MB

View the report as separate downloadable parts:

TABLE OF CONTENTS (PDF format)

Membership of the Committee (PDF format)

Terms of Reference (PDF format)

Conduct of the inquiry (PDF format)

Preface (PDF format)

List of Abbreviations (PDF format)

Recommendations (PDF format)

PART I (PDF format)

THE CURRENT TRANSITION FROM WORK TO RETIREMENT IN AUSTRALIA

Chapter One - Population and Labour Force Trends (PDF format)

Chapter Two - The Workforce Experience of Mature Age Workers (PDF format)

Chapter Three - Employer Attitudes Towards Mature Age Workers (PDF format)

Chapter Four - The Productivity of Mature Age Workers (PDF format)

Chapter Five - The Impact of Involuntary Retirement on Mature Age Workers (PDF format)

Chapter Six - The Case for Change (PDF format)

PART II (PDF format)

ENCOURAGING PROGRESSIVE TRANSITION FROM WORK TO RETIREMENT IN AUSTRALIA

Chapter Seven - Part-time Work and Labour Market Programs (PDF format)

Chapter Eight - Using Superannuation to Finance Retraining (PDF format)

Chapter Nine - Income Support Arrangements for Pre-retirees and Retirees (PDF format)

Chapter Ten - Retirement and Eligibility for the Age Pension (PDF format)

PART III (PDF format)

WAYS TO ASSIST OLDER WORKERS PLAN FOR THEIR RETIREMENT

Chapter Eleven - Current Planning for Retirement in Australia (PDF format)

Chapter Twelve - The Quality of Paid Financial Advice (PDF format)

Chapter Thirteen - Government and Superannuation Fund Assistance (PDF format)

Chapter Fourteen - Non-financial Planning for Retirement (PDF format)

PART IV (PDF format)

OTHER ISSUES AND CONCLUSIONS AND RECOMMENDATIONS

Chapter Fifteen - Other Issues (PDF format)

Chapter Sixteen - Conclusions and Recommendations (PDF format)

Appendix 1 - Submissions (PDF format)

Appendix 2 - Public hearings (PDF format)

Appendix 3 - Tabled documents (PDF format)

Appendix 4 - List of Committee Reports 1991 - 2003 (PDF format)

Appendix 5 - The COTA National Seniors Partnership Submission on the proposed introduction of federal age discrimination legislation (PDF format)

Appendix 6 - Assumptions underlying the Centrestone case study (PDF format)

Appendix 7 - Sample retirement projection statement (PDF format)

Appendix 8 - Annuities: regulation withdrawals from individual pension accounts (PDF format)