Appendix 5 - Banking and financial services in regional and remote Northern Territory

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Appendix 5 - Banking and financial services in regional and remote Northern Territory

Area

Major Communities

Agency Operating

Services Provided

Location

Problems

Plans/Recommendations for future

Katherine/Gulf

Barunga ( Wugularr, Manyallaluk)

Traditional Credit Union (TCU)

CU services

Barunga Store

Comments from staff that fees are too high

TCU to do more marketing and membership drives, Community education programs on financial literacy, use of efptos card. book-ups, Money  story, employment & training of Aboriginal staff Cert 2 & 3 in Financial Services.

Katherine/Gulf

Borroloola

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Katherine/Gulf

Mabunji outstations

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Not expressed

Katherine/Gulf

Robinson River

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Not expressed

Katherine/Gulf

Mungoorbada outstations

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Not expressed

Katherine/Gulf

King Ash Bay

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Not expressed

Katherine/Gulf

McArthur River Mines camp

EFTPOS.

EFTPOS

Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Not expressed

Katherine/Gulf

Kalkaringi & Daguragu

EFTPOS.

Only EFTPOS goods payment and cash out.

Kalkaringi store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Katherine/Gulf

Bulman (Gulin Gulin & Weemol)

EFTPOS.

Only EFTPOS goods payment.  Only limited amount of cash out.

Gulin Gulin Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Communities currently negotiating for a Rural Transaction Centre (RTC)  to be set up in the community. 3 meetings have been held so far. Negotiations have also been held with TCU to work in with the RTC.

Katherine/Gulf

Lajamanu

TCU, Westpac agent

CU Services, Bank agencies

Council

TCU is only newly established, too soon to establish problems. Westpac Unable to check customer account balances or transfer funds (without imposing extraordinary charges).

Community advises they are looking at installing an ATM.

Katherine/Gulf

Mataranka

EFTPOS,  ATM

Only EFTPOS goods payment and cash out from ATMs.

Supermarkets, Service Stations, Pub

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Community has a RTC operating at the Community Government Council Office which currently provides a reference library service only. Council is currently negotiating for access to internet banking facility.

Katherine/Gulf

Timber Crk

EFTPOS.

Only EFTPOS goods payment and cash out.

 

Unable to check account balances and send or transfer funds.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Katherine/Gulf

Wugularr

EFTPOS

Only EFTPOS goods payment and cash out.

Wugularr store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Katherine/Gulf

Ngukurr

EFTPOS

Only EFTPOS goods payment and cash out.

 

Unable to check account balances, and cheaply send or transfer funds.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Katherine/Gulf

Manyallaluk

TCU, EFTPOS

Only EFTPOS goods payment and cash out.

Manyallaluk Store

Unable to check account balances, and cheaply send or transfer funds. Communications totally reliant on Optic Fibre; if damaged no banking services available.

Future plans from the community are not known. I would recommend a "Web Point Kiosk" to allow people to cheaply access transaction and balances in their accounts. Also, it will allow them to transfer funds to any account cheaply and instantly.

Barkly

Alpurrulum

Nil

EFTPOS and

Out of Council

No banking facilities

Interest in RTC

 

 

 

payroll deposits

 Office

 

 

Barkly

Elliott

CBA & ANZ agents

Agency

Shops

No banking facilities.  Restricted premises and capacity.

Interest in RTC

 

 

 

EFTPOS and

Service Station &

No banking facilities.  Restricted premises and capacity

 

 

 

 

 

Hotel

 

 

Barkly

Ali Curung

Nil

Nil

 

No EFTPOS within community but

No intent expressed

 

 

 

 

 

wages paid electronically

 

Barkly

Tennant Creek

ANZ and WPAC

Full Services

 

No banking facilities

 

 

 

Branches

EFTPOS freely

Several

 

No interest in RTCs

 

 

 

 available

 

 

 

East Arnhem

Gunyangara

Use Nhulunbuy WPAC

Full Services in town

Only in Town

Town (Nhulunbuy) is 20 km drive

Not expressed

 

 

and NT Credit Union

 

 

Complaints about level of charges

 

East Arnhem

Yirrkala

Use Nhulunbuy WPAC

Full Services in town

Only in Town

Town (Nhulunbuy) is 20 km drive

Not expressed

 

 

and NT Credit Union

 

 

Complaints about level of charges

 

East Arnhem

Umbakumba

CBA Agent

 

Store

 

Not expressed

 

 

EFTPOS

 

Several

Proposed TCU proved non-viable

 

East Arnhem

ANGURUGU

ANZ Agent

 

Alyangula

15 km travel required each way

Not expressed

 

 

ATM

 

local store

No banking facilities

 

 

 

EFTPOS

 

Community Office

No banking facilities

 

East Arnhem

Milingimbi

TCU Branch

Payroll, automatic

Own Office

No banking facilities

Not expressed

 

 

 

deductions

 

 

 

East Arnhem

Ramingining

TCU Branch

Payroll, automatic

Own Office

No banking facilities

Not expressed

 

 

 

deductions

 

 

 

East Arnhem

Gapuwiyak

TCU Branch

Payroll, automatic

Own Office

No banking facilities

Not expressed

 

 

 

deductions

 

 

 

East Arnhem

Elcho Island

TCU Branch

Payroll, automatic

Own Office

No banking facilities

Not expressed

 

 

 

deductions

 

 

 

East Arnhem

Numbulwar

TCU Branch

Payroll, automatic

Own Office

No banking facilities

Not expressed

 

 

 

deductions

 

 

 

East Arnhem

Milyakburra

Nil

Shop will cash

Shop

Wages have to be brought in by

Not expressed

 

 

 

cheques

 

charter plane from Groote

Not expressed

Centre

Aherrenghe

 

EFTPOS through Store

 

 

Not expressed

Centre

Amoonguna

 

 

 

No banking facilities

Not expressed

Centre

Anmatjere Community Government Council. Ti Tree, Laramba, Engawala, PmaraJutunta,

 

EFTPOS through stores and roadhouses

 

Not expressed

Not expressed

Centre

Aputula

 

 

 

No banking facilities

Not expressed

Centre

Areyonga (Utju)

 

EFTPOS through Store

 

No banking facilities

Not expressed

Centre

Arltarlpilta Com. Gov. Council ( Harts Range)

 

EFTPOS through Store

 

No banking facilities

Not expressed

Centre

Ikuntji (Haasts Bluff)

 

EFTPOS through Store

 

No banking facilities

Not expressed

Centre

Imanpa

 

EFTPOS - Store & Roadhouse

 

 

Not expressed

Centre

Ingkerreke

 

 

 

No banking facilities

Not expressed

Centre

Kaltukatjara (Docker River)

 

EFTPOS through Store

 

 

Not expressed

Centre

Ltyentye Apurte Com. Gov. Council(Santa Teresa)

CBA Agent

ATM & EFTPOS through Store .

 

Bank considering removal of agency

Not expressed

Centre

Mutitjulu

ANZ Agent at Yulara

 EFTPOS

 

Not expressed

Not expressed

Centre

Ntaria (Hermannsburg)

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Nyirripi

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Papunya

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Small camps and outstations serviced by Tangentyere

CBA Agent

EFTPOS through Commercial Enterprises

 

Not expressed

Not expressed

Centre

Tapatjatjaka Com. Gov. Council (Titjlkala / Maryvale)

 

 

 

No banking facilities

Not expressed

Centre

Tjuwanpa O/S Resource Centre

CBA Agent

EFTPOS at store

 

Not expressed

Not expressed

Centre

Urapuntja

 

EFTPOS through Store

 

Not expressed

 

Centre

Wallace Rockhole Com. Gov. Council

 

EFTPOS through Camping grounds stroe

 

Not expressed

 

Centre

Walungurru (Kintore)

 

EFTPOS

 

Not expressed

Feasibility Study being conducted onto wider services through Westpac or RTCs.

Centre

Watiyawanu Com Gov. Council (Mt Liebig)

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Willowra - via Yuendumu

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Yuelamu

 

EFTPOS through Store

 

Not expressed

Not expressed

Centre

Yuendumu Com. Gov. Council

 

EFTPOS through Store

 

Not expressed

Not expressed

Darwin

Warruwi

Traditional Credit Union

EFTPOS

Community Store

Limited withdrawal amounts

Not expressed

 

 

Bank Branch

 

 

Not expressed

Not expressed

Darwin

Minjilang

EFTPOS, only

EFTPOS and Cheque cashing

Community Store, Council

Not expressed

Not expressed

 

 

 

 

 

If people need to pay Telstra etc they can purchase a cheque from Council

Not expressed

Darwin

Jabiru

WBC Branch, EFTPOS

Bank

Bank, various businesses

Full banking facilities

Not expressed

 

 

 

 

 

Not expressed

Not expressed

Darwin

Kunbarllanjna

Traditional Credit Union

CU services

Traditional Credit Union

Not expressed

Not expressed

 

 

EFTPOS, Cheque cashing

EFTPOS

Council, Stores

Not expressed

Not expressed

 

 

WPAC Bank agency

WBC Bank agency

DEEMED Resource Centre

Limited bank hours and services

Not expressed

Darwin

Maningrida

Traditional Credit Union

Bank branch

Traditional Credit Union

Not expressed

Not expressed

 

 

ANZ Bank agency

ANZ Bank agency

Bawinunga Aboriginal Corp

Limited services

Not expressed

 

 

EFTPOS

EFTPOS

Maningrida store

Not expressed

Not expressed

Darwin

Belyuen

EFTPOS

EFTPOS

Community Store

Not expressed

Not expressed

Darwin

Cox/Mandorah

EFTPOS, Cheque cashing & ATM

EFTPOS

Store, Council

Cheque cashing for Council payments only eg: rates

Not expressed

Darwin

Coomalie/Batchelor

CBA agency, EFTPOS

CBA agency

Agent at PO, EFTPOS several

Limited banking services

Not expressed

Darwin

Acacia

EFTPOS

EFTPOS

Store

Not expressed

Not expressed

Darwin

Nganmarriyanga

EFTPOS, Cheque cashing

EFTPOS

Community Store

Not expressed

Not expressed

Darwin

Port Keats

WPAC Agent, TCU

Bank

Traditional Credit Union

Not expressed

Not expressed

 

 

Cheque cashing

EFTPOS

Community Store

Not expressed

Not expressed

Darwin

Daly River

NAB Agency

EFTPOS

Council

Most banking facilities

Not expressed

 

 

EFTPOS, cheque cashing

EFTPOS

Community Store, Council, Club

Not expressed

Not expressed

 

 

 

EFTPOS

 

Not expressed

Not expressed

Darwin

Peppimenarti

EFTPOS, Cheque cashing

EFTPOS

Community Store

Not expressed

Not expressed

Darwin

Litchfield/Humpty Doo

CBA Agency, EFTPOS, ATM

EFTPOS

Agent at PO, EFTPOS several

Not expressed

Not expressed

Darwin

Nguiu

EFTPOS, cheque cashing

EFTPOS

Council, Store

Community Store cashes most cheques

Not expressed

Darwin

Milikapati

Cheque cashing

Cheque cashing

Community Store

No EFTPOS services at community

Not expressed

Darwin

Pirlangimpi

Cheque cashing

Cheque cashing

Community Store

No EFTPOS services at community

Not expressed

Darwin

Warankawu

Cheque cashing

Cheque cashing

Community Store

No EFTPOS services at community

Not expressed

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