Monthly Statistical Bulletin
3.4  Household debt and household saving ratios
Quarter	2004–05	2005–06	2006–07	2007–08	2008–09
Household debt ratio (a) (b) – per cent
September	142.1	149.1	156.0	157.9	156.6
December	144.6	150.6	155.9	159.3	154.0
March	145.9	152.3	156.5	159.3	154.8
June	148.0	154.3	157.8	158.6	155.6
Household debt servicing ratio (a) - per cent
September	10.2	10.8	11.8	13.2	15.3
December	10.3	11.0	12.2	13.9	13.0
March	10.5	11.1	12.5	14.6	11.1
June	10.8	11.4	12.6	15.4	10.3
Household saving ratio (a) – per cent
September	-2.6	-0.8	2.5	1.7	2.2
December	-2.4	0.2	2.6	0.4	5.7
March	-1.4	0.1	2.3	0.4	2.4
June	-1.5	0.8	3.4	0.3	4.0
Annual average	-2.1	0.0	2.0	0.7	3.6
(a) Quarterly figures are seasonally adjusted.
(b) At the end of the quarter.
Sources: ABS, Australian national accounts: national income, expenditure and product,
Cat. no. 5206.0 for the household saving ratio;
RBA for the household debt and debt servicing ratios.
								Update
								16 December 2009 for saving ratio
								January 2010 for debt ratios